Business Development Associate Collateral Loan
Share
Job Location:
Monthly Salary:
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Department:
Job Summary
- Partner Recruitment: Identify and onboard third-party agents such as used car dealers and collateral loan agencies to act as consistent referral channels.
- Territory Mapping: Conduct physical and digital market surveys to identify high-potential SME clusters and residential areas for collateralized lending.
- Lead Management: Convert incoming inquiries and cold leads into qualified loan applications through proactive follow-ups and CRM tracking.
- Initial Pre-Screening: Perform preliminary checks on collateral quality and applicant creditworthiness to ensure high approval rates from the credit team.
- Pipeline Coordination: Act as the primary liaison between the client and internal departments to ensure rapid loan disbursement within agreed service levels.
- Competitor Analysis: Monitor the interest rates and Loan-to-Value (LTV) ratios of rival multifinance firms to maintain a competitive product edge.
- Micro-Marketing Activation: Organize and execute grassroots promotional events such as booth setups in traditional markets or community hubs to capture direct leads.
- Account Retention: Maintain ongoing relationships with existing borrowers to facilitate loan top-ups and renewals once they reach eligible payment milestones.
Qualifications :
- Bachelors Degree (S1)
- Worked in car & motorcycle leasing companies with similar collateral loan product
- Have worked in similar position at least 3 years
- Proficient with Microsoft office
- Have financial literacy & basic credit analysis for collateral loan
- Understand regulatory & compliance for multifinance
- Basic collateral appraisal skills
Additional Information :
- Min TOEFL 500
- SPPI & APPI certification is a plus
- Have SIM A or SIM C
Remote Work :
No
Employment Type :
Contract
Key Skills
About Company
Cermati is a financial technology (fintech) startup based in Indonesia. Cermati simplifies the process of finding and applying for financial product by bringing everything online so people can shop around for financial products online and can apply online without having to physically ... View more
