Manager- Credit Underwriting

Mumbai - India

Monthly Salary: Not Disclosed

Posted on: 5 hours ago

Vacancies: 1 Vacancy

Job Summary

Job Description:

Lead end-to-end credit underwriting transformation across retail products (PL BL AL TWL HL LAP SME) driving process redesign TAT reduction STP enhancement and productivity gains.
Spearhead LOS and decision engine implementations including BRD development rule configuration UAT execution and alignment with evolving credit policies and RBI regulations.
Optimize credit frameworks covering income assessment FOIR/LTV evaluation bureau analytics alternate data integration (GST bank statements AA) and risk segmentation.
Improve approval rates and portfolio quality through policy recalibration rule optimization and analytics-led automation while reducing early delinquency.
Manage cross-functional stakeholders across Risk Business Operations IT and Compliance to deliver structured KPI-driven transformation programs (MBA/CA preferred; consulting experience advantageous).

Job Description: Lead end-to-end credit underwriting transformation across retail products (PL BL AL TWL HL LAP SME) driving process redesign TAT reduction STP enhancement and productivity gains. Spearhead LOS and decision engine implementations including BRD development rule configuration...