Senior Credit Risk Analyst

Lagos - Nigeria

Monthly Salary: Not Disclosed

Experience Required: 4-5years

Posted on: 5 hours ago

Vacancies: 1 Vacancy

Job Summary

Responsibilities:

Reviewing loan applications for potential risks including an applicants ability to repay the loan.
Reviewing financial statements to determine the individual or companys ability to repay its loan.
Analysing financial data to assess risk exposure and recommend solutions.
Reviewing of Pos or Contracts Bridge Finance Working capital loan Income discounting etc
Reviewing a borrowers credit history to determine their risk of defaulting on a loan or other financial obligation.
Credit bureau spooling.
Communicating findings with other team members within the lending institution or other parties involved in the decision-making process.
Monitoring loans to detect signs of financial distress or possible fraud.
Preparing reports summarizing the findings of the analysis and recommending the next action to take.
Reviewing business cash flow/projections to determine whether applicants have realistic expectations about their ability to repay loans.
Loan Monitoring and reporting
Prepare weekly and monthly reports.
Preparing and sending the monthly credit bureau report to credit bureau companies.
Ability to motivate team members positively on the job.
Mentoring junior staff on the job.

Requirements:

4-10 years of professional experience preferably in SME loan review.
Bachelors Degree in Business Administration Finance Accounting Economics or related field.
Excellent numerical and analytical skills
Knowledge of all regulatory policies and procedures
Ability to recognize problems and apply Risk Management techniques to address them.
Excellent Leadership team management developing and mentoring.
High-level influencing and interpersonal skills
Excellent verbal and written communication skills
Meticulous attention to detail and accuracy.
Excellent organizational and leadership ability
Analytical mind
Problem-solving aptitude

Responsibilities:Reviewing loan applications for potential risks including an applicants ability to repay the loan.Reviewing financial statements to determine the individual or companys ability to repay its loan.Analysing financial data to assess risk exposure and recommend solutions.Reviewing of Po...