Credit Analyst
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Job Location:
Monthly Salary:
Posted on:
7 hours ago
Vacancies:
1 Vacancy
Job Summary
THE ROLE
Conduct credit analysis on a broad range of commercial credit applications including reviewing bank statements credit reports and financial statements
Make lending decisions in line with a Delegated Lending Authority (DLA) credit policy and risk appetite
Work closely with the sales team and liaise with brokers and customers to obtain information for assessment
Identify areas for improvement and provide feedback to business stakeholders
Ability to manage high volumes and prioritise tasks
Qualifications :
THIS PERSON IS SOMEONE WITH
Previous working experience as a Credit Analyst/Underwriter operating within a DLA (Essential)
Experience with SME credit assessment and an understanding of the SME market (Preferred)
Excellent communication skills both verbal and written
A continuous improvement mindset embracing change and thriving from it
Additional Information :
PERKS & BENEFITS
Wellbeing: Free counselling seasonal activities Wellbeing Allowance wellness room flu shots
Work Life: Home Workspace Allowance Purchased Leave Parental Leave Parental Flex Leave Lumi Life Leave for challenging events breastfeeding/expressing space
Social & Food: Monthly lunches regular celebrations stocked kitchen beer & kombucha on tap board games rooftop BBQs
Rewards & Recognition: Competitive pay referral bonuses shout-out recognitions
Community Support: Paid volunteer leave diversity celebrations company volunteer days
Career & Growth: Advancement opportunities higher education sponsorship hackathons
Remote Work :
No
Employment Type :
Full-time
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
About Company
WHO IS LUMI?We’re a leading Fintech small business lender fuelling growth by making finance more accessible.We deliver fast & flexible funding designed to meet the unique needs of Australian businesses. With over $1.5 billion funded since 2018 and backing for 15,000+ small businesses, ... View more
