Risk Underwriter
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Job Location:
Kuala Lumpur - Malaysia
Monthly Salary:
Not Disclosed
Posted on:
13 hours ago
Vacancies:
1 Vacancy
Job Summary
Mission:
- Analyze the payments ability of buyers in the frame of each sector and country.
- Set a maximum envelope on a buyer or a group issue limits to be monitored upon updated information.
- Participate in profitable developments of commercial business by analyzing new clients portfolios and by improving the acceptance rate of existing contracts.
- The incumbent will operate within the delegation profile as stated in the general rules for the Group Underwriting activity.
Job Description:
Credit risk analysis
- Analyze information on debtors as provided by internal systems (Atlas Atlas Info) in order to set credit
limits.
- Follow Maximum Standard Exposure (MSE) Maximum Debtor Exposure (MDE) and/or Maximum Group Exposure (MGE) process to propose maximum ceiling to be set on a buyer or a group.
- Maintain quality productivity and process time standards set by Group risk underwriting department.
Monitoring
- Monitor closely policyholders portfolio in order to mitigate loss.
- Review credit limits upon any additional information (negative report extension of credit terms
deterioration of buyers environment: sectors or country press clippings).
- Determine the Extension Due Date (EDD) in co-operation with the Account Managers and Claims department.
Customer relationship
- Inform and explain credit restrictions to policyholders when granting reducing or cancelling limits
where required.
- Network with Enhanced Information Center Debt Collection CRM and Sales departments to ensure an
optimal account management process flow within defined SLAs.
Commercial support
- Appraise restrictive decisions low DRA and any other relevant data prior to the renewal
of contracts.
- Participate in meetings with prospects policyholders brokers and banks set up by the commercial team
to ensure business acquisition retention or renewal as appropriate.
Compliance
- Ensure compliance with regulations and procedures as laid down by Coface and external regulators.
Qualifications :
- Degree in Business Administration or any related discipline with financial economical and insurance
- At least 5 - 10 years in financial or credit analysis. Prior risk underwriting experience will be a plus.
- Good knowledge of credit insurance business and credit risk management
- Awareness of macro-economic/ political climate
- Ability to gather and analyze information from various external/internal sources: financial statements sector and country economical reports other departments data etc
- Strong communication and interpersonal skills with good analytical ability
- Good written and verbal communication in English and Chinese to speak with stakeholders in Asia Pacific countries.
Additional Information :
- Flexible working model: up to 3 days of home office per week after the 1st month
- Career opportunities: Opportunity to build your career (both locally and internationally) in a large global company one of the world leaders in its field
Remote Work :
No
Employment Type :
Full-time
Key Skills
- Loan Processing
- Computer Skills
- Fraud
- Math
- Banking
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Underwriting
- Financial Analysis
- negotiation
- Phone Etiquette
About Company
Coface is a team of 4,500 people of 78 nationalities across nearly 60 countries, all sharing a corporate culture across the world. Together, we work towards one objective: facilitating trade by helping our 50,000 corporate clients develop their businesses.With 75 years of experience, ... View more
