Director, Real Estate Credit Risk

Whatyoullbedoing

The DirectorReal EstateCreditRiskManagementisan influential role in adecision makingenvironment. Time in the role will immerse the candidate in our Risk Management Framework strengthen exposure and awareness of Bank Capital structures the Three Lines of Defense and develop relationships with National leaders in Commercial/ CorporateBanking and Risk with a view to support skills for career development within Commercial Banking or Head Office.

In your role as DirectorReal Estate Credit RiskManagementyou will manage a major segment of risk rated credits. By exercising good credit judgment you will ensure that effective credit policies and strategies are in place and are adhered toin order tosustain portfolio quality and support effective portfolio growth.

This position coversthe adjudication of credit that originates fromthecommercial and corporaterealestate market. The candidate should be comfortable working in a hybridenvironment andwill invest in relationships with visits to frontline office locations.

At CIBC we enable the work environment mostoptimalfor you to thrive in your role.Youllhave the flexibility to manage your work activities within a hybrid work arrangement whereyoullspend2-3 days per week on-site while other days will be remote.

Howyoullsucceed

• ProjectLeadership-Youwillrepresentor lead asin projects/initiatives that haveaNational willinterfaceour Business Partners aligningobjectivesactivitiesand resources and support the growth of credit capability and relationship trust withFrontlineBankers.

• Transactional Adjudication Expertise You will ensure sound credit judgment is applied to credit requests shaping credit solutions to align with our Risk Appetite. You will support evolution of and effective execution of approved risk rating methodologies develop andmaintainindustryexpertisewithin your teamover the Canadian commercialand corporatereal estate market and ensure credit applications and credit policies and processes are effectively managed documented and adhered to.

• Portfolio Management Measuremonitorand control credit risks actively engaging toidentifyand assess challenges in accountsasset classes and shape action plans to effectively minimize capital and resource costs and loan losses. You will manage and review reporting processes to ensure that credit irregularities areidentifiedand resolved ona timelybasis and ensure performance of portfolio for trends; non-performing and problem accounts; assessing revenue and loss experience ratios; identification of under-performing units.

Whoyouare

• You candemonstrateexperience inandhaveexpert knowledge ofthe Canadian commercial/ corporatereal estate marketand credit practicesin order toassess different customerrequirements andeffectively sort and prioritize relevant risk factors.

• You are calm under pressureable to balance priorities in a complex decision environment

• You are a problem solverdrawing supportfrom experience and networksto forward business and teamobjectives.

• Your influence makes an impact.You know that relationships and networks are essential to success. You inspire outcomes by communicating and listening effectively.

• Youredriven by collective success.You know that collaboration can transforma good ideainto a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life.

• You have a degree/diploma inBusiness/Finance/AccountingMBAor equivalent.Proficiencyin Fundamental Financial Skills for Commercial/ Corporate Real EstateLending.

• Values matter to you. You bring your real self toworkand you live our values - trust teamwork and accountability.

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