Senior Underwriter

Tokio Marine HCC (TMHCC) brings 50 years of service to the specialty insurance industry today offering over 100 products to commercial customers in 180 countries around the growth and over 60 successful acquisitions have grown our 2022 Gross Written Premium (GWP) to $5 workforce has grown to 4300 worldwide big but not so big that you cannot make a Good Company values including integrity empowerment and commitment to customer service and a culture of innovation communication and collaboration make TMHCC a great place to work.

TMHCC Stop Loss a $2 Billion division within TMHCC leads the way in providing medical stop loss insurance sold to employers. Medical Stop Loss provides an added layer of insurance protection to employers who choose to self-fund their health benefit plans. Self-funding can incur risks from catastrophic claims and Medical Stop Loss insurance from Tokio Marine HCC is designed to protect employers from that risk.

*This role is located onsite in Plano TX*

Position Summary:

Makes underwriting recommendations and decisions to protect the financial assets of the company and the carrier. Reviews proposal requests to evaluate classify and rate each risk to determine acceptability coverage and pricing. Establishes maintains and develops producer relationships. Works with expanded underwriting authority and business development responsibility.

Key Responsibilities:

• Meet annual company goals for profitability renewal retention revenue growth new business production and customer service standards.

• Evaluate risk acceptability within established guidelines and set appropriate rates and factor levels.

• Analyze proposed plan changes to acceptability and cost.

• Work in conjunction with the Sales department to follow-up on quoted cases.

• Communicate with third-party administrators brokers and other external parties to collaborate on strategy answer questions explain decisions deal with issues build and maintain productive relationships and respond appropriately and in a timely manner to service requests.

• Work collaboratively with management internal departments and other parties as necessary to respond to customer needs and deliver exceptional customer experiences.

• Complete requests for proposals (RFPs) promptly and follow-up for status and competitive information.

• Train and mentor Underwriters and other internal and external personnel as assigned.

• Ability to travel to visit external and internal for growth and business development as needed.

• Ability to successfully participate in and complete projects and other activities as assigned.

• Ability and ambition to participate in leadership and growth programs when assigned/nominated

Education Experience & Knowledge:

• 4 Year / Bachelors Degree in Business Administration Accounting Finance a related field or the equivalent education and/or experience

• Preferred work towards Certified Employee Benefits Specialist (CEBS) Fellow of the Life Management Institute (FLMI) or Chartered Life Underwriter (CLU) certification(s)

• 5 years of relevant stop-loss experience

• Demonstrated expertise knowledge and proficiency in Medical Stop Loss Underwriting.
• Demonstrates strategic thinking anticipation proactivity and relationship building skills.
• Ability to read and interpret documents such as plan of benefits bid specifications claim reports and procedural manuals.
• Possess and have ability to apply knowledge of principles practices and procedures.
• Solid written and verbal communication skills with an emphasis on confidentiality tact and diplomacy.
• Strong critical thinking and negotiating skills.
• Advanced organization and analytical skills; demonstrated ability to manage multiple tasks simultaneously and work effectively under time pressure.
• Knowledge of insurance industry and Companys business.
• Intermediate proficiency and experience using Microsoft Office package (Excel PowerPoint Word Outlook Teams etc.).
• Collaboration skills and ability to work in a highly team-oriented environment.
• Adaptability and willingness to learn.
• Strong organizational skillset.
• Preferred: previous knowledge and experience using Young Consultings ESLOffice or equivalent.
• Preferred: basic knowledge of medical terminology.

Additional Working Conditions and Physical Demands

• Overtime hours may be required to fulfill job responsibilities

• May be required to remain stationary for extended periods of time

• May be required to move up to 10 pounds

• Must be able to operate a computer and other devices

• Close vision and ability to adjust focus such as required to read a computer screen
• Occasional travel up to 10% of the time

Tokio Marine offers a competitive salary and benefits package including:

• Generous paid time off (PTO) 12 paid company holidays
• 401(k) Retirement Plan with 6% company match.
• Health and dental insurance and vision plan available.
• Company-provided long-term disability and life insurance.
• Opportunities for advancement in a successful and growing organization.
• Flexible work schedules and a great work/life balance.
• Paid Parental Leave.
• Volunteer Time Off.
• Enjoy casual dress and work in a modern comfortable office with free parking.
• Hybrid work schedule- candidate must be onsite in Plano TX

The Tokio Marine HCC Group of Companies offers a successful dynamic organization experiencing rapid growth and are seeking energetic and confident individuals to join our team of professionals. The Tokio Marine HCC Group of Companies is an equal-opportunity employer. Please visit for more information about our companies.

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