Transaction Banking, Credit Risk Management, Analyst
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Job Location:
Dallas, IA - USA
Monthly Salary:
Not Disclosed
Posted on:
11 hours ago
Vacancies:
1 Vacancy
Job Summary
TRANSACTION BANKING (TxB)
We aim to build a modern and digital-first transaction banking solution to serve our clients. Our business combines the strength heritage and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide a best-in-class digital product that helps clients to succeed by giving them a holistic view of their business. Through the use of modern technology built on the cloud we are the alternative to legacy platforms.
We provide our clients a simple intuitive secure and frictionless experience for domestic cross-border and cross-currency payments. Simplifying payments making it just as easy to pay someone across the globe as it is to pay someone around the corner. Were a team of diverse experts helping our clients to build the future of their Treasury.
Role Summary
We are seeking a motivated and detail-oriented Analyst to join TxB Credit Risk team as part of the broader TxB global first line of defense risk team. This role will focus on activities related to the extension of payment settlement lines to TxB clients to support the clients overall payment and liquidity management activities.
The ideal candidate will possess a foundational understanding of credit risk principles and a strong interest in leveraging technology to enhance risk management processes.
Responsibilities
- Credit Review: Assist in the review of credit line requests including evaluating credit worthiness of clients and calibration of appropriate line size in alignment with risk appetite
- Credit Monitoring:Assist in timely monitoring reporting and escalation of intraday exposures and any potential overnight overdrafts / breaches
- Reporting:Prepare and distribute periodic and ad-hoc reports on intraday credit exposures limit utilization and potential risk events
- Data Analysis:Analyze transaction data and credit metrics to identify trends and anomalies that may indicate heightened credit risk
- Documentation:Assist in the development and maintenance of credit risk policies procedures and documentation
- Collaboration:Partner with client coverage operations and technology teams to troubleshoot data issues streamline reporting processes and optimize risk management tools for enhanced performance
- Technology Adoption:Contribute to the evaluation development and implementation of new digital solutions and tools to streamline workflows and improve the overall efficiency of risk management processes
Qualifications:
- Bachelors degree in finance economics or a related quantitative field
- 1-3 years of experience in a credit risk or related role preferably within transaction banking or payments
- Basic understanding of credit risk principles including exposure measurement limit management and risk mitigation techniques
- Familiarity with transaction banking products and services such as payments and cash management
- Strong analytical and problem-solving skills with the ability to interpret data and identify trends
- Proficiency in Microsoft Excel and other data analysis tools.
- Excellent communication and interpersonal skills with the ability to collaborate effectively with cross-functional teams.
Skills:
- Credit Risk Analysis
- Data Analysis
- Reporting
- Transaction Banking
- Regulatory Compliance
- Communication
- Problem Solving
- Microsoft Office Excel and PowerPoint
Required Experience:
IC
Key Skills
- ISO 27001
- Microsoft Access
- Risk Management
- Financial Services
- PCI
- Risk Analysis
- Analysis Skills
- COBIT
- NIST Standards
- SOX
- Information Security
- Data Analysis Skills
About Company
The Goldman Sachs Group, Inc. is a leading global investment banking, securities, and asset and wealth management firm that provides a wide range of financial services.
