Product Owner Credit Cards and Accounts Receivable
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Job Location:
New York City, NY - USA
Monthly Salary:
Not Disclosed
Posted on:
Yesterday
Vacancies:
1 Vacancy
Job Summary
Job Description
We are seeking a seasoned Product Owner to lead key feature work on a large scale enterprise transformation program migrating US Consumer and Small Business credit card products from the legacy Triumph platform to MARS a modern Accounts Receivable this role you will own end to end features across account maintenance billing interest statements receivables and lifecycle events ensuring clear well sequenced requirements that minimize risk to customers and the business.
You will act as a primary bridge between business stakeholders and technical teams shaping complex Credit Cards and Receivables capabilities into actionable migration ready backlogs and driving delivery through Agile and hybrid delivery models. This role is ideal for a Product Owner with strong governance planning and stakeholder management skills in financial services or payments domains.
Key Responsibilities
End to End Feature Ownership
- Own the team backlog for assigned migration and journey based features including account maintenance billing interest calculation statements and receivables flows.
- Translate legacy Triumph capabilities (e.g. posting billing interest statements receivables) into MARS ready requirements identifying gaps constraints and opportunities for simplification or reuse.
- Work closely with Product Managers and Engineering Leads to define feasible business aligned solutions while balancing technical feasibility and risk.
Discovery & Requirement Definition
- Conduct discovery across legacy systems existing documentation and business SMEs to understand current state behavior and define future state intent for core Credit Cards and Receivables capabilities.
- Decompose complex capabilities (e.g. billing cycles interest accruals statement generation dispute handling payment posting receivables management) into small build ready features with clear acceptance criteria.
- Ensure global and US specific regulations policies and product rules are clearly understood documented and reflected in feature definitions.
Refinement & Planning Excellence
- Lead backlog refinement and sprint planning sessions to ensure holistic understanding of impacts across account lifecycle billing interest statements and receivables.
- Continuously prioritize and sequence work based on capacity risk regulatory deadlines and business value especially in a migration context.
- Maintain a clear well groomed backlog with consistent definitions of done and measurable outcomes.
Cross Functional Collaboration
- Partner closely with Engineering Architecture Data and QA teams to ensure feasibility performance and data quality requirements are baked into features.
- Surface and manage cross platform dependencies data migrations and integration touchpoints (e.g. core banking GL payments customer channels) early and transparently.
- Support migration specific activities such as scope by scope planning cutover readiness and validation of migrated data and processes.
Stakeholder Management & Governance
- Manage stakeholder expectations communicate trade offs and explain changes in scope or sequencing due to architectural decisions contract constraints or regulatory requirements.
- Represent Credit Cards Issuing and Accounts Receivable topics in steering committees governance forums and executive reviews.
- Ensure alignment with Project Governance Project Planning and overall migration roadmap providing clear visibility on feature health risks and milestones.
Required Qualifications
- 5 years of experience as a Product Owner or Product Manager in complex enterprise scale environments (ideally in financial services payments lending or core banking).
- Proven experience in platform migrations legacy to cloud transformations or core system modernization (e.g. core banking billing or receivables platforms).
- Strong ability to translate complex business processes and technical constraints into clear actionable product requirements with explicit acceptance criteria.
- Deep experience with Agile and hybrid delivery models working with distributed cross functional teams.
- Excellent facilitation communication and stakeholder management skills including experience presenting to senior leaders and steering committees.
Preferred Experience
- Experience in financial services payments lending or Accounts Receivable platforms particularly in Credit Cards Issuing billing receivables and interest/placement management.
- Exposure to large scale data billing posting or terms management systems (e.g. daily billing interest accruals statement runs dunning chargebacks).
- Comfort operating in ambiguous evolving environments where scope sequencing and architecture may shift over time.
- Experience leading discovery workshops event storming or journey based planning sessions to map end to end credit card lifecycle and receivables journeys.
Keywords: Product Owner PO Product Ownership Credit Cards Credit Cards Issuing Accounts Receivable Billing Interest Statements Receivables Account Maintenance US Consumer Small Business Platform Migration Legacy Migration Triumph MARS Core Banking Credit Cards Platform Accounts Receivable Platform Billing System Interest Accrual Statement Generation Dunning Chargeback Payment Posting Data Migration Backlog Management Feature Definition Acceptance Criteria Agile Scrum SAFe Project Governance Project Planning Stakeholder Management Cross functional Teams Requirements Gathering Discovery Workshops Event Storming Journey Mapping Product Backlog Sprint Planning Product Manager Financial Services Banking Payments Lending Regulatory Compliance US based Product Owner Credit Card Lifecycle Billing Lifecycle Receivables Management Credit Card Issuing Program Product Ownership in Banking Product Owner Credit Cards
About VDart Group
VDart Group is a global leader in technology product and talent solutions serving Fortune 500 clients in 13 countries. With over 4000 professionals worldwide we deliver innovation operational excellence and measurable outcomes across industries. Guided by our commitment to People Purpose and Planet VDart is recognized with an EcoVadis Bronze Medal and as a UN Global Compact member reflecting our dedication to sustainable practices.
