Commercial Portfolio Manager I
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Job Location:
Fort Worth, TX - USA
Monthly Salary:
Not Disclosed
Posted on:
17 hours ago
Vacancies:
1 Vacancy
Job Summary
Its fun to work in a company where people truly BELIEVE in what theyre doing!
Were committed to bringing passion and customer focus to the business.
Commercial Portfolio Manager supports the portfolio growth by managing clients through the various stages of the lending process. Provides ongoing monitoring of assigned portfolios to ensure asset quality and customer service standards are met. The Commercial Portfolio Manager allows the assigned loan officers to dedicate more time to sales efforts and business development. Key responsibilities of the position include screening structuring underwriting and monitoring commercial relationships while adhering to the standards and policies set by the bank.
Essential Duties and Responsibilities
Performs initial screening and underwriting of new lending opportunities developed by the commercial lender.
Prepares memorandum and facilitates the initial underwriting of new transactions and/or renewals.
Works directly with other internal departments including commercial credit analysts appraisal services group and loan administration.
Ensures adherence to credit policy guidelines and regulatory requirements.
In some markets perform in-house appraisals and inspections on collateral.
Assists in the lending and sales process by accompanying the lenders on customer and prospect calls when necessary.
Responsible for ongoing portfolio review of past dues exceptions and maturing loan reports.
Reports past dues to officer or makes contact to collect payment
Works with officer to collect items needed for renewal processing
Makes appropriate recommendations for these accounts
Reports deteriorating credit situations to officer
Handles escalated exceptions
Ensures funding of construction loan disbursements in accordance with bank policy. Works closely with borrower CCFG title companies and other third parties to ensure accurate disbursements with ongoing monitoring and record keeping.
Participates in evaluating risk rating and makes revision recommendations. Prepare Discussion Term Sheet
Ensures all departmental documents and activities are performed in compliance with applicable laws regulations policies and procedures as applicable to this position including completion of required compliance training.
Performs other duties and responsibilities as assigned.
Qualifications
To perform this job successfully an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge skill and/or ability required.
Skills
Ability to read and interpret documents such as procedure manuals general business correspondence and/or journals or government regulations
Ability to read analyze and interpret financial report and/or legal documents.
Ability to write routine reports and business correspondence
Ability to respond in writing to customer complaints regulatory agencies or members of the business community
Ability to effectively present information in one-on-one and small group situations to customers clients and other employees in the organization
Ability to effectively present information and respond to questions from groups of managers clients customers and the general public and/or boards of directors
Education and/or Experience
BS/BA Degree in applicable field of study or
1-2 years prior applicable experience.
Computer Skills
MS Office programs
Certificates Licenses Registrations
None
Other
Please note this job description is not designed to cover or contain a comprehensive listing of activities duties or responsibilities that are required of the employee for this job. Activities duties and responsibilities may change at any time with or without notice.
Skills Training:
Communication Critical Thinking Problem Solving
Time Management Sales Presentation Skills
Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a persons race color religion sex ancestry sexual orientation gender identity national origin covered veterans military status physical or mental disability or any other legally protected classifications.
Required Experience:
Manager
Key Skills
- Project / Program Management
- Project Portfolio Management
- Portfolio Management
- Credit Analysis
- Banking
- Pricing
- Analysis Skills
- Project Management
- Financial Analysis
- Budgeting
- Property Management
- Contracts
About Company
For more than 100 years, Simmons Bank has worked hard to help make our customers’ dreams come true - like buying a home, starting a business or simply having the ability to manage your money safely and securely, anywhere you happen to be.
