REF94676E- Senior Analyst Credit Management- Operations- Pune- US shift
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Job Location:
Monthly Salary:
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Position Summary:
- Responsible for credit risk management of an assigned portfolio of customer accounts within the U.S. and Canadian markets.
- This role supports credit risk assessment optimizing cash flow mitigating bad debt and providing strategic credit options to hedge risk and maximize sales growth.
- This position is vital to ensuring robust commercially sound credit decisions that support our SNA sales teams.
- Position will operate during hours required to effectively align with US & Canadian business operations/time zones.
- Key Responsibilities:
- Portfolio Management: Directly lead a select number of accounts within the U.S. and Canada portfolio
- Financial Analysis: Analyze customer financial statements and assess the creditworthiness of corporate customers based in North America
- Due Diligence: Conduct thorough due diligence including customer interaction credit screening onboarding of new customers and continuous monitoring of existing accounts
- Credit Assessment: Assess credit limit requirements and recommend new limits or changes that align with the customers risk profile and comply with clients credit policy and delegation of authority
- Reporting & Review: Prepare comprehensive quarterly/annual customer-level credit reviews
- Order Management: Ensure timely review and controlled release of credit-blocked orders
- Collaboration & Collections: Collaborate closely with AR collections team to achieve key performance indicators (KPIs) and manage direct customer collection efforts when escalation is required
- System Administration: Maintain customer and credit master data within our systems (SAP preferred) and process new customer credit applications
- Compliance: Manage customer sales tax exemption records and complete anti-money laundering (AML) and fraud screening procedures.
- Preferred Skills:
- Familiarity with credit insurance and utilization of credit scorecards
- Collections escalation management experience
- Accounting Standards: Knowledge of US GAAP and IFRS standards
Job Location- Pune (Viman Nagar)
Qualifications :
Minimum of 25 years of credit analysis and collection experience preferably within a bank or finance institution focused on trade credit-related analysis Domain Expertise: Dynamic commercial credit and risk assessment experience ideally within the wholesale distribution and retail industry segments of the US and Canadian markets Communication: Fluent and articulate English communication skills are essential with the ability to clearly underwrite credit recommendations for Senior Management in North America Analytical Tools: Strong understanding of industry tools such as Dun & Bradstreet as well as general Credit and Debt Ratings Extraordinary skills in financial statement analysis evaluation of credit dynamics experience with risk mitigation instruments and documentation Bachelors degree required with a concentration in Finance credit certification strongly preferred Systems knowledge: SAP
Remote Work :
No
Employment Type :
Full-time
Key Skills
About Company
WNS (Holdings) Limited (NYSE: WNS), is a leading Business Process Management (BPM) company. We combine our deep industry knowledge with technology and analytics expertise to co-create innovative, digital-led transformational solutions with clients across 10 industries. We enable busin ... View more
