Fraud Analyst
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Job Location:
Monthly Salary:
Posted on:
Yesterday
Vacancies:
1 Vacancy
Job Summary
As Marqetas Fraud Analyst you will support fraud detection investigation and risk mitigation across our platforms with a particular focus on credit application fraud identity verification and onboarding controls. This role requires strong analytical and investigative skills along with hands-on experience reviewing credit applications and identity documents within a regulated financial services environment.
The ideal candidate has deep experience operating in fintech card processing or financial services and is comfortable applying regulatory requirements and risk-based decisioning throughout the customer lifecycle.
This position is for an existing vacancy.
The Impact Youll Have
- Monitor investigate and analyze suspicious transaction activity using internal and external fraud and risk monitoring tools
- Conduct complex fraud investigations to identify patterns trends and emerging fraud typologies
- Gather document and maintain detailed evidentiary case files to support fraud decisions
- Perform deep-dive analyses to identify fraud trends root causes and emerging typologies
- Review and action alerts generated by Real-time Transaction Monitoring system
- Analyze large datasets to identify red flags anomalies and emerging fraud trends
- Conduct enhanced due diligence on new potential clients.
- Test validate and troubleshoot fraud controls to ensure effectiveness and operational integrity
- Document fraud procedures workflows and controls to support auditability and operational efficiency
- Escalate identified control gaps compliance risks or operational issues to management
- Apply knowledge of privacy security and compliance requirements in fraud prevention efforts
- Review credit applications to determine whether applicants fall within the companys defined risk tolerance
- Identify indicators of credit application fraud synthetic identity and misrepresentation
- Review and validate government-issued IDs supporting documentation and selfie-based identity verification during onboarding
- Assess ID authenticity and detect forged altered or AI-generated documents
- Apply risk-based decisioning and escalation procedures for high-risk or ambiguous onboarding cases
- Support ongoing enhancements to identity verification and onboarding controls
Who You Are
- 10 years of experience in fraud mitigation investigations or risk management within card processing banking fintech or financial services
- Bachelors degree in business finance mathematics statistics or a related field
- Strong experience reviewing credit applications and onboarding-related fraud risks
- Demonstrated hands-on experience validating IDs documentation and selfie-based identity verification
- Experience in conducting enhanced due diligence on new client onboarding.
- Well-versed in credit application fraud including synthetic identity and first-party misrepresentation
- Working knowledge of Regulation Z as it applies to credit applications
- Strong understanding of privacy data protection and regulatory compliance obligations
- Proven ability to synthesize and analyze large volumes of transaction and application data
- Familiarity with SQL is a plus
- Excellent investigative analytical and problem-solving skills
- Strong written and verbal communication skills with the ability to clearly document findings
Typical Process
- Application Submission
- Recruiter video call
- Hiring manager video call
- Virtual Onsite consisting of 4-5 45 min calls
- Offer!
Compensation and Benefits
Marqeta is a Flex First company which allows you to choose your best working environment whether that be from home or at a company office. To support Flex First we calibrate pay to a competitive value according to working location.
When determining salaries we consider several factors including but not limited to skills prior experience and work location. The new-hire base salary range for this position reflected in CAD is: 70800 - 88500
We also believe in recognizing the contributions of our people. Thats why we award annual bonuses to eligible employees rewarding both individual performance and the success of the entire company.
Along with monetary compensation Marqeta offers
- Multiple health insurance options
- Flexible vacation time
- Retirement savings program with company contribution
- Equity in a publicly-traded company
- Monthly stipend to support our remote work model
- Annual development dollars to support our people growth and development
- Family-forming benefits and up to 20 weeks of Parental Leave
Required Experience:
IC
Key Skills
- Microsoft Office
- Risk Management
- Financial Services
- Customer Service
- Fraud
- Root cause Analysis
- Law Enforcement
- Banking
- Analysis Skills
- Authentication
- Qualitative Research Interviewing
- ACH
About Company
Transform your business with Marqeta's modern card issuing platform. Our open API platform allows businesses to instantly issue cards and process payments.
