Credit Analyst II TDEF
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Job Location:
Monthly Salary:
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Work Location:
Montréal Quebec CanadaHours:
37.5Line of Business:
Credit ManagementPay Details:
81 600 $/$81600 - 115 200 $/$115200 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.
As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
Job Description :
For the position of Credit Analyst II TDEF you will be assessing credit worthiness of potential and existing customers and structuring facilities while adhering to TDs credit risk policies. You will prepare credit reviews structure facilities approve draw requests and have responsibilities for monitoring and control for driving profitable business growth.
On a typical day at work you will:
- Structure and package competitive credit solutions on time to meet customer needs. This involves preparing credit applications with a high quality of risk assessment credit structure due diligence and credit presentation. You will assess and structure requests for some of TDEFs largest and most complex financing opportunities.
- Actively participate and contribute to the management of TDEF standalone portfolio to ensure accounts are appropriately monitored.
- Deliver sound equipment financing expertise.
- Present larger complex transactions to senior management team.
- Work with some of the most highly skilled individuals in the equipment finance industry.
- Continually deliver exceptional service at every interaction and execute on plans to continuously improve the customer experience
- Contribute to business objectives for Operational Excellence
- Interpret internal and external business challenges and the industry environment recommend course of action and standard methodologies to improve products processes or services
- Participate fully as a member of the team support a positive work environment that promotes service to the business quality innovation and teamwork and ensure timely communication of issues/ points of interest
- Provide product and industry knowledge for own area of expertise and participate in knowledge transfer within the team and business unit
- Keep current on emerging trends and developments and grow knowledge of the business related tools and techniques
Job Requirements :
- Undergraduate degree and/or over 5 years of relevant experience
- Substantial expertise in credit risk assessment and ability to structure
- Excellent analytical judgement and decision-making skills
- Proficient in using MS Office Suite productivity tools and end-user software
- A dynamic professional with a positive approach and strong communications skills to liaise with cross functional teams and colleagues
- Robust organizational skills and with the ability to work in a demanding environment and handle multiple deadlines and priorities
Who We Are:
TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we strive to make every interaction product and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to foster deeper relationships ensure disciplined execution and build a simpler faster banking experience. TD is deeply committed to being a leader in client experience that is why we believe that all colleagues no matter where they work are client facing. Together we are reimagining what banking can be for our clients colleagues and communities.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more
Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.
Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If youre passionate about helping clients and building deep lasting relationships TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
Were committed to your success and foster a respectful workplace where diverse perspectives are valued everyone has fair opportunities to grow and you can unlock your full potential to achieve your career goals. Here at TD we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.
Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement (Quebec only):
Sans ObjetRequired Experience:
IC
