Bank Operations Compensation Specialist

About Addi

We are a leading financial platform building the future of payments shopping and bankinga world where consumers and merchants can transact effortlessly grow together and where we create abundance and generate pride in them. Today we serve over 2 million customers and partner with more than 20000 merchants making Addi Colombias fastest-growing marketplace.

We provide banking solutions (deposits payments unsecured credit) and commerce services (e-commerce marketing) using state-of-the-art technology bridging the financial gap for millions and redefining how people experience financial freedom. As the countrys leading Buy Now Pay Later provider we have secured regulatory approval to operate as a bank unlocking even greater opportunities for our the past year we have also achieved profitability reinforcing the strength of our business model and our ability to scale sustainably.

Our mission has earned the trust of world-class investors including Andreessen Horowitz Architect Capital GIC Goldman Sachs Greycroft Monashees Notable Capital Quona Capital Union Square Ventures Victory Park Capital and more who back our vision for the future. With their support we are not just growingwe are transforming Latin Americas financial ecosystem and shaping the next generation to shop pay and bank in Colombia.

But what truly sets us apart is how we build. We are a conscious company driven by deep experience in scaling technology services and products and we live by our values every day.

About the Role

This is where you come in. Below youll find what this role is all aboutthe impact youll drive the challenges youll tackle and what it takes to thrive at Addi. If youre ready to be part of something big keep reading.

Whats the mission youll drive

Ensure endtoend daily compensation and settlement across networks (ACH MasterCard PSE etc.) maintain accurate and timely reconciliations and certify all regulatory reports with strong evidence controls and auditability.

What you will do

• Ontime compensation and settlement: Own the daily compensation cycle with ACH (Integra) MasterCard/MCCA and other rails meeting all windows and cutoffs with 0 teamattributable delays.

• Regulatory reporting certification: Prepare validate and certify the accuracy and completeness of information periodically reported to the Superintendencia Financiera (SFC) achieving zero rejections for data quality in the first 6 months.

• Operational control dashboard: Publish a dashboard within 60 days tracking timeliness open breaks by network aging regulatory rejections and SLA compliance.

• Process automation: Design and deploy at least 2 highimpact automations for reconciliations or regulatory cutoffs using SQL/Python or lowcode.

• Traceability & audit: Establish logs and evidence of who/when/what/why/supporting files for each compensation milestone and every regulatory submission linked to tickets and artifacts.

What were looking for

• Proven expertise with core banking processes or operations

  • 3 years of hands-on experience in a bank operations or fintech operations role within the Colombian financial system.

  • Deep familiarity with core banking operational flows including ACH compensation/settlement (Integra) card network processes (MasterCard/VISA MCCA) and multi-system banking reconciliation.

  • Experience operating Bank products/features such as ACH transfers PSE and debit cards preferably MasterCard.

• Financial reconciliation and controls expertise

  • Demonstrated ability to design and implement multi-system reconciliations with preventive/detective controls and a risk-focused approach.

  • Close partnership with Treasury and Accounting teams for daily and month-end closes.

  • Top-tier attention to detail and ability to break down complex operational problems into measurable components.

• Regulatory rigor and certification

  • Familiar with reporting standards to Colombian authorities (e.g. SFC) and related obligations (e.g. DIAN/GMF).

  • Evidence-driven certification approach and data quality discipline to meet the highest regulatory standards.

• Impeccable analytical and quantitative mindset

  • Proficient in SQL for querying and data analysis; experience with BI tools (Databricks Looker PowerBI).

  • Desirable: Python or low-code tools for automating repetitive tasks and building scalable solutions.

  • Ability to use data to find root causes and validate solutions not just surface-level fixes.

• Process design & automation mindset

  • Proactively identifies inefficiencies and systematically designs streamlined scalable and automated solutions.

  • Track record of successfully designing and implementing new operational processes from scratch measurably improving efficiency or strengthening controls.

• Extreme ownership & bias for action

  • Operates autonomously communicates risks and decisions clearly and delivers under tight operational cut-offs.

  • Takes full responsibility for operational outcomes with a sense of urgency even in ambiguous situations.

  • Comfort in managing longer-term deliverables while handling unexpected near-term priorities.

Why join us

• Work on a problem that truly matters We are redefining how people shop pay and bank in Colombia breaking down financial barriers and empowering millions. Your work will directly impact customers lives by creating more accessible seamless and fair financial services.

• Be part of something big from the ground up This is your chance to help shape a company influencing everything from our technology and strategy to our culture and values. You wont just be an employeeyoull be an owner

• Unparalleled growth opportunity The market were tackling is massive and were growing faster than almost any fintech lender at our stage. If youre looking for a high-impact role in a company thats scaling fast this is it.

• Join a world-class team Work alongside top-tier talent from around the world in an environment where excellence ownership and collaboration are at the core of everything we do. We care deeply about what we build and how we build itand we want you to be a part of it.

• Competitive compensation & meaningful ownership We believe in rewarding our talent. Youll receive a generous salary equity in the company and benefits that go beyond the basics to support your growth.

How the hiring process looks like

We believe in a fast transparent and engaging hiring experience that allows both you and us to determine if theres a great fit. Heres what our process looks like:

• Step 1: People Interview (30 min)
  A conversation with a recruiter to get to know you your experience and what youre looking for. Well also share more about Addi our culture and the role.

• Step 2: Technical assessment (30 min)
  A session to assess your skills using SQL one of our team members will ask you to solve different exercises using your SQL experience

• Step 3: Initial Interview (45 min)
  A more in-depth conversation with the hiring manager where we explore your skills experience and problem-solving approach. We want to understand how you think and work.

• Step 4: Case Study (3-5 Days)
  You may receive a real-world challenge or case study to complete. This is a chance to showcase your expertise and how you approach key problems relevant to the role.

• Step 5: Co-Founder Interview
  If theres a strong match youll have a final conversation with our Founder to align on expectations cultural fit and ensure mutual excitement. From there well move quickly to an offer and discuss next steps.

We value efficiency and respect for your time so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you just as much as it is for us. Regardless of the outcome we are committed to always providing feedback ensuring that you walk away with valuable insights from your experience with us.

Required Experience:

IC