Senior Lead Product Manager, Industry and Market Growth, Personal Lending

About this role:

Wells Fargos Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether its buying a home purchasing a car funding a significant purchase or making important daily credit card purchases Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending; Auto; Personal Loans Cards Retail and Merchant Services.

Within Consumer Lending the Personal Loans and Line team leads Personal Loans Lines and Flex Loans with a focus on product innovation pricing and portfolio performance. This Senior Lead Product Manager role will drive industry analysis and market growth strategy for Personal Lending. The position blends competitive intelligence market sensing and data driven insights to support strategic decisions and influence change across a matrixed environment.

Learn more about the career areas and business divisions at .

In this role you will:

• Lead market competitor and growth analysis initiatives for Personal Loans and Flex products to understand competitive standing and impact on market share and capture rate trends

• Develop and mature our competitive analysis practice defining the competitor landscape identifying new vendors or data sources leveraging industry practices and forums for insights

• Serve as a thought leader on industry trends emerging issues and new opportunities impacting the lending portfolio proactively sharing insights to inform strategy

• Partner closely with Finance Credit Risk Marketing Analytics and other internal groups to monitor and manage portfolio performance leveraging data-driven insights to drive innovation

• Conduct ongoing segmentation of market and of personal loans funnel to identify growth opportunities and inform decision-making

• Leverage data to influence key stakeholders across the organization on growth forecasting and to drive growth initiatives without direct reporting lines

• Collaborate with others within the Consumer Lending organization to identify and capitalize on cross-product synergies

Required Qualifications US:

• 7 years of Product Management product development strategic planning process management change delivery or agile product owner experience or equivalent demonstrated through one or a combination of the following: work experience training military experience education

Desired Qualifications:

• 7 years of experience in P&L management pricing product management credit risk or finance in financial services

• In-depth experience in lending product management with P&L responsibilities preferably within consumer lending personal loans

• Knowledge and understanding of lending strategies and methodologies and key performance drivers

• Strong financial and quantitative analysis skills to help maximize performance metrics linked to lending P&L

• Experience conducting competitive analysis market research benchmarking and synthesizing industry insights to inform product strategy

• Strong analytical skills including segmenting performance conducting funnel analytics and deriving insights from large datasets

• Demonstrated ability to use data competitive insights and costbenefit analysis to drive decisions in crossfunctional matrixed environments

• Strategic thinker with demonstrated ability to structure ambiguous problems and develop actionable insightdriven recommendations

• Experience building strong relationships influencing without authority and collaborating effectively across multiple lines of business in complex matrixed environments

• Exceptional communication skills including the ability to build executiveready presentations that translate complex analysis into clear compelling insights

• Consulting experience (internal or external) strongly preferred

• Resultsdriven highly organized and adaptable skilled at prioritizing and delivering results in fast-paced dynamic settings

• Masters Degree MBA or higher preferred

Job Expectations:

• This role offers a hybrid work schedule

• Ability to travel up to 10% of the time

• This position is not eligible for Visa sponsorship

Posting Locations:

• 2200 Concord Pike Wilmington DE 19803

• 550 S Tryon Charlotte NC 28202

• 801 Walnut St Des Moines IA 50309

Required location(s) listed above. Relocation assistance is not available for this position.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance skills experience or work location. Employees may also be eligible for incentive opportunities.

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin disability status as a protected veteran or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit Market Financial Crimes Operational Regulatory Compliance) which includes effectively following and adhering to applicable Wells Fargo policies and procedures appropriately fulfilling risk and compliance obligations timely and effective escalation and remediation of issues and making sound risk decisions. There is emphasis on proactive monitoring governance risk identification and escalation as well as making sound risk decisions commensurate with the business units risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process visitDisability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.