Associate, Payments & Digital Assets

Associate Payments & Digital Assets
Division: Supervision Policy and Competition
Department: Payments & Digital Assets

• Salary: National (Edinburgh and Leeds) ranging 43100 to 53100 and London from 47300 to 59100 (salary offered will be based on skills and experience)

• This role is graded as: Associate Regulatory

• Your recruitment contact is Shafika via Applications must be submitted through our online portal. Applications sent via social media or email will not be accepted.

About the FCA and team

We regulate financial services firms in the UK to keep financial markets fair thriving and effective. By joining us youll play a key part in protecting consumers driving economic growth and shaping the future of UK finance services.

SPC oversees firms and individuals (supervision) creates and reviews the rules by which they operate (policy) and identifies and remedies ineffective competition in markets (competition). Sitting in the Payments and Digital Assets directorate the Policy department develops policy to address the challenges and opportunities the FCA identifies in crypto open banking open finance sectors.

Role responsibilities

• Drive impactful crypto policy projects by applying your expertise in analysis and project management shaping the future of financial regulation and innovation

• Build strong cross-functional relationships across the organisation fostering collaboration that accelerates policy delivery and strengthens FCAs influence

• Shape policy proposals that directly influence regulatory frameworks ensuring fair transparent and future-ready markets

• Lead public consultations on FCA rules and guidance changes amplifying stakeholder voices and driving meaningful improvements in financial services

• Represent the FCA in international policy discussions contributing to global standards and positioning the UK as a leader in crypto regulation

• Empower colleagues through training advice and briefings enhancing organisational knowledge and enabling informed decision making

• Role model FCAs Values and Core Capabilities inspiring excellence and integrity across the organisation

Skills required

Minimum:

• Prior experience of working within financial services or a regulated industry

• Demonstratable experience of analysing information and forming a judgement

Essential:

• Good organisational skills with the ability to manage a variety of competing priorities and issues

• Problem solving and strategic thinking skills

• Good stakeholder management skills with the ability to build a network across the organisation

• Good written and oral communication skills

• Willingness to learn and develop taking on new responsibilities and adopting a flexible and pragmatic approach to your work

Benefits

• 25 days annual leave plus bank holidays

• Hybrid model where employees work a minimum of 40% in the office each month (expectation of 50% for senior leaders). Changing from September to a minimum of 50% in the office each month (expectation of 60% for Directors and Executive Directors)

• Non-contributory pension (812% depending on age) and life assurance at eight times your salary

• Private healthcare with Bupa income protection and 24/7 Employee Assistance

• 35 hours of paid volunteering annually

• A flexible benefits scheme designed around your lifestyle

For a full list of our benefits and our recruitment process as a whole visit our benefits page.

Our values and culture

Our colleagues are the key to our success as a regulator. We are committed to fostering a diverse and inclusive culture: one thats free from discrimination and bias celebrates difference and supports colleagues to deliver at their best. We believe that our differences and similarities enable us to be a better organisation one that makes better decisions drives innovation and delivers better regulation.

If you require any adjustments due to a disability or condition your recruiter is here to help - reach out for tailored support.

We welcome diverse working styles and aim to find flexible solutions that suit both the role and individual needs including options like part-time and job sharing where applicable.

Disability Confident: our hiring approach

Were proud to be a Disability Confident Employer and therefore people or individuals with disabilities and long-term conditions who best meet the minimum criteria for a role will go through to the next stage of the recruitment cases of high application volumes we may progress applicants whose experience most closely matches the roles key requirements.

Useful information and timeline

• Job advert close: 28th January 2026

• CV Review/Shortlist: 30th January 2026

• First Interview: w/c 9th February 2026

• There are 2 permanent Associate positions available

• Your Recruiter will discuss the process in detail with you during screening for the role therefore please make them aware if you are going to be unavailable for any date during this time.