Senior Risk Control Analyst

ABOUT TIDE

At Tide we help SMEs save time (and money) in the running of their businesses by not only offering business accounts and related banking services but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting.

Tide is transforming the small business banking market with over 1.8 million members globally across the UK India Germany and France.

Using advanced technology all solutions are designed with SMEs in mind. With quick onboarding low fees and innovative features we thrive on making data-driven decisions to serve our mission: to help SMEs save both time (and money) so they can get back to doing what they love.

Tide facts:

• Tide is available for UK Indian German and French SMEs
• Over 1.8 million members: 800000 UK andin India and growing rapidly
• Over $300 million raised in funding
• Over 2500 Tideans globally - were diversity champions!
• We have offices in Central London with a member support and technology centre in Sofia Bulgaria technology centres in Serbia Romania Lithuania and Hyderabad and offices in Gurugram and New Delhi and in Berlin Paris and Luxembourg.

ABOUT THE ROLE

As a Senior Quality Control Analyst you will join our community of practices where yourinput on how to improve processes and maintain high quality will be highly valued. We offer an exceptional opportunity to make a real difference in a rapidly expanding company and we will encourage you to outgrow your initial responsibilities as our teams expand. You will operate within the Risk and Compliance Support team as the second line of defense.

Some of the things youll be doing:

• Conducting independent testing and validation of new and existing business controls to ensure they are adequate and effective.
• Performing deep-dive checks on complex systems such as the risk engine transaction monitoring or credit decisioning frameworks.
• Providing crucial assurance that the controls in place are fit for purpose delivering business value and operating accurately.
• Collaborating closely with a variety of teams in both 1LOD and 2LOD to rectify any issues or control gaps identified during testing.
• Ensuring that all controls are adherent to the internal policy practices defined within the company.
• Preparing detailed reports that document the analyses performed the results of effectiveness testing and any identified issues or recommendations.
• Developing and maintaining testing packages and automation tools to standardise the quality control process.

WHAT WE ARE LOOKING FOR

• You have 3 years of experience in regulatory compliance risk management or internal audit across the three lines of defense.
• You have experience interpreting texts from laws or regulations (such as the UK FCA or PRA Handbooks) and mapping those obligations to existing controls.
• You have a deep knowledge of best-practice regulatory compliance controls and an interest in deepening your expertise in this field.
• You are results-driven and pragmatic with a meticulous attention to detail when reviewing deliverables and documenting governance structures.
• You have an understanding of risk management specifically regarding financial crime and credit risk.
• You are a self-starter who can identify opportunities for improved adherence to company standards and regulatory requirements.
• You are collaborative and able to provide constructive feedback to team members and stakeholders while managing competing have experience working for a Fintech or FCA regulated business.

WHAT YOULL GET IN RETURN

• Competitive salary
• Self & Family Health Insurance
• Term & Life Insurance
• OPD Benefits
• Mental wellbeing through Plumm
• Learning & Development Budget
• WFH Setup allowance
• 25 Annual leaves
• Family & Friendly Leaves

TIDEAN WAYS OF WORKING

At Tide we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams.

While remote work is supported we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building where we encourage regular in-person gatherings to foster a strong sense of community.

TIDE IS A PLACE FOR EVERYONE

At Tide we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity religion sexual orientation gender identity family or parental status national origin veteran neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members diverse needs and lives.

We are One Team and foster a transparent and inclusive environment where everyones voice is heard.

At Tide we thrive on diversity embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity religion sexual orientation gender identity or disability. Our inclusive culture is key to our success helping us build products that meet our members diverse needs. We are One Team committed to transparency and ensuring everyones voice is heard.

• Tide doesnotcharge any fees at any stage of the recruitment process.
• All official Tide job opportunities are listed exclusively on ourCareers Pageand applications should be submitted through this channel.
• Communication from Tide will only come from an official@tide.coemail address.
• Tide does not work with agencies or recruiters without prior formal engagement and we do not authorize third parties to make job offers on our behalf.

If you are contacted by anyone misrepresenting Tide or requesting payment please treat it as fraudulent and report it to us immediately at
Your safety and trust are important to us and we are committed to ensuring a fair and transparent recruitment process.

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