Commercial Lending Specialist
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Job Location:
Williamsburg, VA - USA
Monthly Salary:
Not Disclosed
Posted on:
18 hours ago
Vacancies:
1 Vacancy
Department:
Job Summary
Overview
Chesapeake Bank- Williamsburg VA
Make a Difference in Your Community
Are you passionate about helping local businesses succeed Do you thrive on building strong relationships and guiding clients through important financial decisions If youre looking for a role where your impact is felt every dayand where your voice truly matterswed love to meet you.
Were seeking a Commercial Lending Specialist to support and grow our commercial lending presence across the Williamsburg market. This is your opportunity to join a respected community bank where relationships come first collaboration is the norm and your work genuinely strengthens the communities we serve.
Why Youll Love This Role
- Work closely with local business owners and make a real difference in their growth and success.
- Manage a book of business and actively build new client relationships in vibrant communityfocused markets.
- Partner with an experienced Senior Commercial Lender who values teamwork communication and professional growth.
- Enjoy the stability culture and personal connection that comes with being part of a longstanding community bank.
What Were Looking For
- Five years experience in a financial institution loan department or similar area.
- Strong communication relationship-building and problem-solving skills.
- A passion for community involvement and helping businesses succeed.
Why Youll Love It Here:
- Were consistently ranked among the top 200 banks in the U.S. for employee engagement
- Fun isnt just a buzzwordits a core value we live every day
- Competitive pay great benefits and real opportunities to grow
- A culture of giving back: we invest time and money into the communities we serve
- Youll actuallywantto get up and come to work
- A collaborative executive team that values your input
Want to read more about why you should join the team click the link below:
Top 10 Reason You Should Explore a Career with Chesapeake Bank
Ready to Take the Next Step
Talk to us about joining a team where your ideas matter your work makes an impact and your career can grow.
Summary:
The Commercial Lending Specialist position will be responsible for the origination processing closing and ongoing management of commercial loans and the customer relationships associated with them in their assigned regions. The employee will report to and assist the Senior Commercial Lender for their region with commercial requests exceeding their development level for the development of new customers and for the management of assigned relationships from the existing regional portfolio. While working with existing clients and during the development of new clients the Lender will look for referral/sales opportunities for all business lines the Bank offers.
The Lender will lead all parts of the lending process for requests matching their experience level to include: identifying client & prospect needs assisting with the completion of all internal forms necessary for the lending process conducting client/prospect interviews to obtain all the necessary information to prepare a credit memo decision the request & close the approved requests in an efficient manner; ongoing management of the relationship once established.
Responsibilities
- Relationship management of assigned portfolio and business development of new clients through participation in local business and community activities development of referral partners and cold calling.
- Interviews loan applicants compiles/collects necessary financial information recommends conditions and terms process loan requests through Banks centralized underwriting system for approval and assists in closing all within the financial institutions policies and procedures.
- Supports the Senior Commercial Lender with new requests and regional portfolio management.
- Works closely and effectively with all internal and external partners to ensure effective communication and process management to ensure an efficient lending process and superior customer experience.
- Provide input to management in order to streamline and improve loan services for the benefit of the customer and the financial institution.
- Understand your role as defined by the three lines of defense to maintain a compliance culture that includes risk management processes
- Other duties as assigned
Requirements
- Bachelors Degree
- Five years experience in a financial institution loan department or similar area.
- Extensive knowledge of financial institution policies and procedures.
- Good managerial communication and public relation skills.
- Ability to generate new clients for the Bank through business development activities
- Maintains high level of visibility within the community through involvement with referral civic or nonprofit groups.
Required Experience:
IC
Key Skills
- Building Construction
- Logistics & Procurement
- Account Management
- Communication
- Client Services
- Jboss
