Business Unit: Customer Operations
Salary range: 31600 - 39500 per annum
Location: Hybrid with 1 day per week in Leeds or Gosforth
Contract type: Permanent
Our Collections and Recoveries team is investing in strategic improvements across the Collections operation. These enhancements will ensure the operation is fit for purpose in the context of a continually evolving and complex regulatory landscape where customer circumstances require often tailored and sensitive solutions. Positive customer outcomes will continue to be at the heart of everything the function does with broader functional improvements driving a more engaging colleague experience across the front-line Collections operation.
Were looking for individuals to join us to help deliver this exciting strategic initiative working with colleagues across Virgin Money and Nationwide to deliver improvements in the operation of the Collections and Recoveries function.
Collections Strategy are responsible for ensuring we effectively manage customers who present a risk to the Bank protecting the asset quality of our portfolios and supporting customers who may be experiencing difficulty. This involves managing maintaining and optimising Credit Strategies monitoring of key metrics involvement in business-wide projects and pro-active communication across the business.
What youll be doing
We need you to have
Its a bonus if you have but not essential
We really need you to have the skills and experience listed in the essentials youll need to bring section above but the rest is just our wish list so please dont let that put you off applying wed love to hear from you!
Red Hot Rewards
If were lucky to receive a lot of interest we may close the advert early. Please ensure to submit your applications as soon as possible.
Say hello to Virgin Money
Virgin Money is so much more than just a bank. As part of theNationwide grouptogether were the UKs first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer more rewarding and for the good of society. With us youll be part of an organisation uniquely positioned to make a difference to the lives of customers communities and broader society and embark on a collaborative customer obsessed and fun-filled career journey. Embrace the weekdays enjoy fantastic perks and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider.
Be yourself at Virgin Money
At Virgin Money we celebrate everyone. We have fun think big and relentlessly include each other all in pursuit of our purpose: Banking but fairer more rewarding and for the good of society.Were committed to creating an inclusive culture where colleagues feel safe and inspired to contribute speak up and be heard.
As a Disability Confident Leader were committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application contact our Talent Acquisition team
Please note: If we receive a high volume of eligible applications we may need to prioritise candidates whose skills and experience most closely align with the role while still ensuring fair and equitable consideration for all applicants.
Now the legal bit
Were in the process of bringing Virgin Money and Nationwide together which subject to Court approval will happen on 2 April 2026. You can find out more about what this means at If youre successful in securing a role with us your employment will move automatically to Nationwide when this transfer goes ahead.
Although some of our roles allow you to be based anywhere in the UK well need you to confirm you have the right to work in the UK.
If youre successful in securing a role with us there are some checks you need to complete before starting. These include credit and criminal record checks and three years worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime it requires enhanced pre-employment checks well ask for six years of regulatory references and once in the role youll be subject to periodic employment checks.
Required Experience:
Senior IC
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