Credit Strategy Officer Chase Auto Executive Director
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Job Location:
Wilmington, DE - USA
Monthly Salary:
Not Disclosed
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Bring your expertise to JPMorgan Chase Auto a leading provider of auto financing with a portfolio of $88 billion in assets and relationships with 75% of U.S. franchised automotive dealers. Our business serves auto dealers consumers and vehicle manufacturers with a range of products and services including retail lending captive financing and floorplan products to cash management private banking and payment processing.
Job Summary
As the Chase Auto - Credit Strategy Officer - Executive Director you will report directly to the head of the Chase Auto Credit Decisioning Unit responsible for building managing and overseeing the newly created 1st line credit function for the Auto organization. You will play a key role in managing credit risk ensuring sound lending decisions and maintaining portfolio health.
Additionally you will assess high-value credit exposures develop risk management strategies and shape credit policies to align with the banks financial goals. You will utilize your deep analytical expertise regulatory knowledge and collaboration with internal teams to balance risk and growth. This role will also provide support in decision-making for complex transactions ensuring compliance with industry standards and internal controls.
Job Responsibilities
- Evaluate and approve credit exposures for commercial or consumer lending ensuring alignment with risk appetite and policies.
- Monitor loan portfolios identify potential risks and develop strategies to mitigate them.
- Help shape credit policies underwriting standards and risk management frameworks.
- Ensure adherence to banking regulations and internal controls related to credit risk.
- Work with teams across business lines (e.g. risk underwriting legal finance) to balance growth and risk.
- Provide approvals or recommendations for complex and high-value credit transactions.
Required qualifications capabilities and skills
- A Bachelors Degree in finance business administration or a related field
- Relevant experience in consumer lending originations and/or retail credit experience at a complex large-scale financial services business
- Ability to evaluate and manage credit risk effectively and strong judgment in approving or recommending credit transactions
- Knowledge of banking regulations and ensuring adherence
- Demonstrated career of successful program implementations
- Exceptional Analytical & Financial Skills: Advanced quantitative and qualitative finance abilities leveraging data and feedback to solve complex problems and drive decision-making.
- Strategic Thinking & Execution: Proven ability to identify opportunities for innovation and business improvement with strong execution skills.
- Leadership & Relationship Building: Exceptional people leadership relationship development and negotiation skills earning trust among internal and external partners.
- Cross-Team Collaboration: Demonstrated success collaborating across teams and business lines within large organizations.
- Executive Communication: Strong proficiency in creating executive-level presentations and simplifying complex topics for senior audiences.
- Initiative & Entrepreneurial Drive: High personal initiative goal-setting and entrepreneurial leadership to achieve challenging objectives.
Required Experience:
Director
Key Skills
- Business Development
- Marketing
- Pricing
- Analysis Skills
- Research Experience
- Project Management
- Research & Development
- Strategic Planning
- Financial Modeling
- Leadership Experience
- Management Consulting
- Analytics
About Company
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans ov ... View more
