Recognizing and valuing diversity strengthens our ability to attract retain and engage associates and reinforces our relationship within our communities. Our associates are the most valuable asset we have. The collective sum of the individual differences life experiences knowledge and talent that our associates invest in their work represents a significant part of not only our culture but our reputation and companys achievement as well.

A Centier Associate is someone who embodies a servant heart is unaccepting of anything less than remarkable service and is self-motivated and driven to deliver exceptional results.

What are our values Our Corporate values are Caring Loyalty Integrity Friendship wouldnt want to work for an AWARD-WINNING companythats built on these pillars

What about the perks Access to our Marathon Health Clinics which provide FREE visits & prescriptions Generous Paid Time Off benefit Tuition Reimbursement 401K match Associate Stock Ownership Plan Daycare Reimbursement FREE Onsite Fitness Center/Fitness Reimbursements Health and Wellness Programs the ability to have a voice with our Diversity/Equity/Inclusion Council Career Growth Work/Life Balance AND MORE.

Supervisory Duties: None

Summary: The Senior Fair Lending & Banking Analyst provides support to the Fair Lending Compliance Manager by conducting analyses to assess fair lending underwriting pricing and redlining risks along with UDAAP and fair banking assessments based on regulatory guidance and bank policies as well as measure the Banks performance.

Essential Duties:

Maintain appropriate knowledge of fair lending and banking laws and regulations including but not limited to ECOA FHA UDAAP CRA and HMDA guidance and other legal and regulatory developments and how they apply to the Bank.

Stay current on the Banks business line products services and processes distribution channels geographies organizational structures and related regulatory requirements.

Conduct thorough and detailed analyses testing and validation of fair lending and banking risks. Provide analytic-driven insights to identify business opportunities and strategic feedback. Recommend areas for corrective action when applicable.

Create and maintain procedures on processes to verify data integrity with compliance systems as well as fair lending and banking.

Conduct peer analysis utilizing data sets and the Wiz SaaS systems when applicable.

Assist with training and communications outlining the Banks commitment to fair lending and banking.

Conduct training of business lines as necessary for software changes and enhancements as necessary.

Review third party vendors compliance with fair lending and banking policies procedures and practices.

Assist in completing annual review of the fair lending analysis area with appropriate supporting documentation.

Assist in processing of annual HMDA CRA and 1071 submissions and maintaining confirmation documentation of submissions.

Assist in the development and execution of 1071 data analytics and analysis as applicable.

Prepare reports for distribution to management utilizing metrics and dashboards on a monthly quarterly or as-needed basis

Provide support for the Banks CRA performance reports via data collected in the CRA Wiz software module additional analysis and special projects for the CRA team may occur.

Assist in preparation of monitoring and summary presentations and reports for the Compliance Committee CRA Committee and Fair Lending Committee.

Work with Compliance Department Software Systems to ensure data is accurate uploaded and system is maintained.

Serve as the system administrator as needed.

Assist in completion of Fair Banking monitoring program as developed by the Compliance Manager.

Maintain confidentiality at all times.

Follow the Essentials of Excellence and exhibit Centiers Corporate Values.

Strive to provide a World-Class Service experience in every interaction.

Other related duties as assigned.

Knowledge Skills and Abilities:

Possess a solid sense of ownership and accountability.

Define and meet critical deadlines.

Work effectively with virtual associates and teams.

Proficient with Microsoft Word Excel and Wiz SaaS.

Ability to work through problems by listening thinking through all issues and responding appropriately.

Proofread and verify written materials.

Highly detail oriented well-organized and able to work independently and consistently.

Minimum Qualifications:

5 years of experience in mortgage lending depository regulations and/or monitoring HMDA and/or regulatory experience related to lending software systems

5 years in experience with data analytics and software data streams

High school diploma required Bachelors degree preferred

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Disability Accommodation Statement
Centier Bank is an Equal Employment Opportunity/Affirmative Action employer and is committed to providing reasonable accommodations to individuals with disabilities in the employment application process. If you need an accommodation due to a disability to use our online system to apply for a position at Centier Bank please call us at or send us an email at .

Equal Opportunity Employer: Disability/Veteran
Centier Bankis proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race color gender national origin religion age disability sexual orientation gender identity military status veteran status or any other legally protected status.

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