Compliance Analyst

Who you are

Were looking for a Compliance Analyst to join our growing team at Hometap. Youll review materials and run periodic tests to make sure were meeting federal state and internal requirements and that our products and processes stay on the right side of regulations. Youll also partner with teams across the company and help shape how we approach compliance as we grow.

This role is a great fit if youre collaborative solutions-oriented and genuinely enjoy finding smart efficient ways to keep things compliant. Youre comfortable working in a regulatory environment especially one involving new and evolving financial products and you bring a customer-service mindset to everything you do.

What youll do

• Conduct compliance monitoring and testing on Hometaps Home Equity Investment (HEI) product and processes to ensure we meet regulatory requirements and internal policies
• Summarize monitoring and testing results for management including trend analysis and remediation tracking
• Help manage consumer complaints by performing root cause analysis recommending process improvements tracking remediation and ensuring responses meet regulatory deadlines and quality standards
• Monitor risk indicators like QC results compliance testing and complaint data to identify potential control gaps and support remediation efforts
• Partner with business teams to advise on new product offerings and features ensuring compliance with current and proposed regulations
• Participate in risk assessments including control testing and remediation validation
• Review marketing materials and homeowner-facing scripts for compliance with applicable regulations including UDAAP
• Stay current on federal state and local regulations relevant to home equity investments such as Regulation Z (TILA) Regulation V (FCRA) Regulation B (ECOA) UDAAP the Fair Housing Act and Interagency Guidance on TPRM
• Develop and deliver compliance training and communications for employees as needed
• Keep up with the broader regulatory environment industry standards and best practices for financial institutions

What you bring

• 3 years of compliance experience in a financial institution ideally with fintech or complaint management background
• Experience conducting first or second line of defense control testing
• Working knowledge of consumer lending or mortgage regulations particularly UDAAP Interagency Guidance on TPRM Regulation Z (TILA) Regulation V (FCRA) and Regulation B (ECOA)
• Ability to build strong working relationships and partner effectively across all levels of the organization
• Strong analytical and conceptual thinking skills with the ability to interpret regulations and turn them into actionable steps
• Comfortable working independently in a fast-changing environment as the business and regulatory landscape evolves
• Customer-service mindset with experience collaborating across teams
• High personal and professional integrity
• Commitment to diversity and respect for others
• Bachelors degree or equivalent experience

Bonus points:

• Familiarity with real estate lending mortgage and related industries
• Experience working with GRC tools and other compliance tools
• Certified Regulatory Compliance Manager Certification (CRCM) or other related compliance industry certifications

Our team is what makes us great. The salary range for this role is $90000 - $110000 depending on your experience skills location and other factors. Youll also receive meaningful equity so you can share in our growth and success. We offer generous medical dental and vision coverage a work-from-home stipend parental leave and plenty of paid time off to recharge.