Canadian Card Payments, Loyalty & Personal Lending (CCPL&PL) InternCo-op (Summer 2026)

Toronto - Canada

Monthly Salary: $ 45700 - 74400

Posted on: 7 hours ago

Vacancies: 1 Vacancy

Job Summary

Role Type:

Internship/Co-op

Work Term:

Summer/Term 3

Work Location:

Toronto Ontario Canada

Hours:

37.5

Pay Details:

$45700 - $74400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

WANT TO SHAPE THE FUTURE OF BANKING

Have you ever wondered how North Americas most successful companies develop some of their most innovative ideas If so consider exploring TD Invent the banks enterprise approach to innovation creating the products and services of the future.

TD Invent is our approach to transforming experiences for customers colleagues and the communities we operate in. Behind TD Invent is a community of innovators patent filers designers researchers developers and partners who come together to build todays solutions with tomorrows mindset. TD Invent will introduce you to areas and topics that may make you rethink what its like to work in financial services.

Co-op and Internship opportunities allow you to gain valuable work experience acrossa number ofthe businessesat TD. You will work with experienced colleagues receive world class training and be part of a community of students across TD where you will have an impact grow asindividualand experience our culture of care.

OurCo-op/Intern Programmingis offered with select Co-op and Internship roles and is designed to help you better understand the TD business build on critical career capabilities and broaden your professional network. This program is designed to complement your on-the job experience and features:

Leadership talks with key Leaders from across the organization

ConnectandLearnson topics such as Innovation

Diversity and Inclusion and Personal Branding and so much more

CANADIAN PERSONAL BANKING (CPB)/DEPARTMENT OVERVIEW

Canadian Personal Banking (CPB)provides a comprehensive suite of deposit saving payment and lending products and advice through a network of 1062 branches 3438 automated teller machines (ATM) mobile specialized salesforce and telephone mobile and internet banking services. CPB iscomprisedof the following line of businesses:

Chief Operating Officer (COO)mandate is focused on building and executing innovative strategies for CPB partners that lead to new and deeper customer relationships new revenue streams improved colleague and customer experience and greater productivity overall. The team iscomprisedof subject matter experts in diverse disciplines across strategy finance operations risk management regulatory governance business architecture change communications event planning talent management multi-media and more.

Real Estate Secured Lending (RESL) & Specialized Sales Force (SSF)help Canadians achieve their homeownership financial goals throughout the entire customer journey with Mortgages and TD Home EquityFlexLines.

Canadian Card Payments Loyalty & Personal Lending (CCPL&PL)is responsible forCredit Card and Personal Lending Banking Products that meet the unsecured borrowing needs of Canadians while enhancing TDs loyalty offerings and partnerships that improve the value propositions for our customers.

Everyday Savings & Investing (ES&I)is responsible forthe day-to-day banking products (Chequingdomestic and cross-border banking Overdraft Protection Savings GICs and Mutual Fund products) that meet the everyday banking savings and investing needs of Canadians

Branch Banking Delivery Excellence (BBDE)is responsible forbuilding customer and colleague confidence by supporting approximately 18000 Branch Banking colleagues in TDs more than 1100 branches across Canada.

CPB Operationsfocuseson enhancing and enriching how TD supports its customers by delivering specialized credit advice underwriting and fulfillment of key processes for Personal Banking.

Digital Transformation & Strategyfocuses on driving CPBs digital strategy in partnership with our business leaders journeyownersand enterprise stakeholders including Platforms and Technology and Transformation Enablement and Customer Experience.

JOB DESCRIPTION

The co-op/intern will join Canadian Card Payments Loyalty & Personal Lending (CCPL&PL) line of business and will support any of the following business group and projects / initiatives:

Personal Lending Student Line of Credit

Portfolio Product Strategy Roadmap development and support including Competitive Insights review segmentanalysisand product reviews

Identifyingand solving Customer irritants involved in investigation planning and execution of resolving 4 customer irritants (Scoping Benefitquantificationand execution)

Cost Savings Investigation investigationonsome of our current spending andidentifyingefficiency opportunities (Scoping Benefit quantification. May not be executable during time)

Supportmanagementreporting and enhancements processimprovementand business management

Main Responsibilities

Proactively engageandpartner withmanagementand stakeholders tosupport the design and delivery ofCCPL&PLsproducts vision featuresand business objectives

Review and understand the Enterprisecreditrisk framework that relate to CPBand CCPL&PL productsand execute activities needed to ensurecompleteness andcompliance

Manage delivery initiatives and oversee development team (pod) backlogsto make sureproduct features are scoped and prioritized

Assist the Product Owner in developing businessobjectivesworking in a cross-functional agile team to deliver improved customer experiences

Track andprovideperformance analytics/ metrics/ insightsandrecommend strategies to enhance the customer or end user product experience

Deliver regular scans of competitive landscape and offerings by keeping a close pulse on the external environment

JOB REQUIREMENTS

Currently enrolled in3rd 4thyear of anundergraduate degreeORmasters degreeinof Engineering OperationsInnovation &Technology Business/CommerceRisk Finance Economics MathematicsEngineeringor related field
Must be enrolled in an undergraduate/ mastersdegree with the intent of going back to school at the start of your work term
Self-starterindependentproactiveand committed tohigh standardsof excellence and ownership.
Analysis of large amount of data using advanced Excelskills to support conclusions
Excellent problem-solving skills and strategic thinking
Self-driven and detailed oriented
Superior communication(written and verbal)and presentation skills(PowerPoint)
Ability to learn and apply business knowledge to execute differentprojects
Collaborate and negotiate solutions with a variety of stakeholders
Adapt and thrive in adynamicand fast-pacedenvironment

ADDITIONAL INFORMATION

Please note that this is a generalposting. If you are selected for an interview more informationregardingwhich business group and the specific job duties will be provided.

This positionisa 4-month work term and willcommenceMay 4th August 21st 2026.

Applications must include a transcript cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).

We welcome all applications; however we will only contact qualified candidates chosen for an interview. Thank you for your interest.

TD requires employees toresidein the country where the role islocated irrespective of remote working arrangements

TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such work location and start dates are subject to change.

HOURS

Monday-Friday standard business hours

INCLUSIVENESS

At TD we are committed to fostering an inclusive accessible environment where all employees and customers feel valuedrespectedand supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials or accessible meeting rooms or other accommodation) please let us know and we will work with you to meet your needs.

Who We Are

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet

Required Experience:

Intern

Role Type:Internship/Co-opWork Term:Summer/Term 3Work Location:Toronto Ontario CanadaHours:37.5Pay Details:$45700 - $74400 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleagu...