Job Title : Credit Analyst
Job Location: Los Angeles CA
Job Type: Contract
Job Description:
Assist in underwriting commercial loan products in alignment with lending policies prudent practices and regulatory requirements.
Analyze borrower financials by preparing spreads reviewing statements and assessing creditworthiness.
Conduct site visits with new and existing borrowers to gather information and assess risk.
Review loan files for accuracy documentation completeness and compliance with regulations such as Equal Credit Fair Credit Reporting and BSA.
Monitor tickler items and follow up on outstanding documentation.
Support customer inquiries obtain required information from clients and communicate professionally across departments.
Maintain high awareness of compliance credit quality documentation standards and operational procedures.
Prepare and maintain accurate records reports and communication related to credit decisions.