AML Associate

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121000 professionals working in multidisciplinary teams with profiles as diverse as financiers legal experts data scientists developers engineers and designers.

At BBVA we are leading the transformation of banking worldwide united in pursuing our goal of supporting your drive to go further. Firmly focused on the future our on-going digital transformation is already producing disruptive innovations that power our vision of banking. Building on 160 years of history we know the importance of constant development which is why we place so much confidence in the collaborative working environment that enables our people to grow and excel.

For over 50 years BBVA in Switzerland has been helping clients manage their wealth with a global outlook Swiss precision and a philosophy that blends tradition with innovation. From Zurich to the world we provide tailored solutions for those who value both strategy and trust.

Yet our greatest strength lies in our people: an international diverse and highly skilled team that combines financial expertise with a digital mindset and innovative spirit. Continuous learning cross-cultural collaboration and career growth that makes a real impact in our clients lives drive everything we do shaping both the way we work and the opportunities we create for our team.

Joining BBVA in Switzerland means being part of a global bank working on pioneering projects in private and digital banking and growing within a culture that listens evolves and strives to make a difference.

BBVA is a Spanish bank with its Swiss offices located in Zürich.

About the job:

Functions (duties and responsibilities):

• Conduct in-depth reviews of transaction alerts generated by AML systems (including traditional assets and crypto assets) applying a risk-based approach to identify potential money laundering activities
• Lead and support investigations into unusual account behavior preparing clear and well-documented case files and reports.
• Draft and submit Suspicious Activity Reports (SARs) in accordance with regulatory requirements and internal procedures.
• Collaborate closely with legal risk and front-office teams to gather relevant information and ensure accurate case assessments.
• Act as a second line of defense ensuring independent oversight and adherence to AML policies and regulatory standards.
• Contribute to the continuous improvement of transaction monitoring rules and systems helping to refine detection capabilities.
• Stay informed on emerging financial crime typologies and regulatory developments supporting the teams knowledge base and responsiveness.
• Work in a dynamic team environment where initiative accountability empathy and collaboration are highly valued.
• Benefit from professional development opportunities including training mentoring and exposure to cross-border AML challenges.

Your profile

• Minimum Bachelors degree in Law Business Administration or a related field.
• 3-5 years minimum of experience in the banking industry and specialist know-how in financial crime. Prior exposure to private banking and cross-broder transactions with a solid understanding of jurisdictional AML risks.
• Strong analytical skills with the ability to interpret complex transactional data.
• Excellent written communication skills for drafting investigation reports and SARs.
• Ability to work independently and collaboratelly in a small team environment.
• High attention to detail high level of accuracy and sound judgement in risk assessment.
• Familiary with Swiss AML regulations and international standards (FATF EU Directives).
• Ability to work under pressure and to tight deadlines to prioritize and to take clear decisions.
• High ethical standards strong critical thinking analytical and problem-solving skills
• Discreet and professional in handling sensitive information.
• Good communicator proactive team player-oriented and with an active attitude.
• Proficient knowledge of MS Office computer skills including Excel and Outlook
• Fluent in Spanish in addition to English or German knowledge

Skills: