Agency Closer
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Job Location:
Santa Ana, CA - USA
Monthly Salary:
Not Disclosed
Posted on:
2 hours ago
Vacancies:
1 Vacancy
Job Summary
Job Title: Closer
Department: Agency Operations
Reports To: Agency Operations Manager
FLSA Status: Non-Exempt
Management: No
Salary Range: $65000 - $75000
PRIMARY FUNCTIONS: The Mortgage Loan Closer is responsible for preparing reviewing and finalizing loan closing documentation to ensure accuracy and compliance with regulatory requirements and company policies. This role plays a critical part in delivering a smooth closing experience for borrowers and partners.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Audit file for completeness and accuracy
- Coordinate with brokers escrow/title companies and/or attorneys to schedule closings
- Prepare loan documents and ensure closing package is complete and fully compliant with federal state and investor guidelines
- Coordinate with settlement agents for timely funding and disbursement
- Audit executed loan documents including HUD and TILA sections of loan packages to confirm proper execution accuracy and compliance
- Verify accuracy of fees payoffs and funding amounts
- Follow up on documentation discrepancies and communicate effectively to correct issues
- Prepare funding figures and request wire for funding after balancing with settlement agents
- Confirm all prior to funding conditions are satisfied
- Manage loan data indexing accurately and according to company policies and procedure
- Maintain detailed records and update LOS as required
- Provide exceptional customer service to internal and external stakeholders
DESIRED PERSONAL CHARACTERISTICS:
- Strong communication and problem-solving skills
- Ability to work independently and meet deadlines
- Ability to manage multiple files in a fast-paced environment.
- Customer-focused mindset
- Detail oriented and committed to the highest quality
- Works well under pressure
- An open-minded individual that embraces change and innovation
EDUCATION:
- High School Diploma or equivalent
EXPERIENCE:
- Minimum of 3 years of recent experience as a mortgage loan closer
- Strong knowledge of mortgage documentation compliance and closing procedures.
- Proficiency in loan origination systems and Microsoft Office Suite.
- Excellent attention to detail and organizational skills.
- Experience with conventional FHA VA products
- Thorough knowledge of first mortgage real estate lending practices including current federal regulatory requirements and state regulations
- Experience with USDA and DPA products preferred not required
PHYSICAL REQUIREMENTS:
- This position is in an office setting with computer and general office equipment. The position requires the ability to move freely around within the department and other department locations
Additional Information :
All your information will be kept confidential according to EEO guidelines.
Remote Work :
No
Employment Type :
Full-time
Key Skills
- Sales Experience
- B2B Sales
- Marketing
- Financial Services
- Customer Services
- Management Experience
- Redmine
- Agency Management
- Home Care
- Outside Sales
- Sales Management
- Recruiting
About Company
HomeXpress – Your Leading Non-QM Mortgage Lender.Join our growing team and be part of the Top Non-QM Lender in the Business.We are known for closing mortgage loans with speed, ease, and convenience.Licensed in 46 States, we provide brokers with a full suite of mortgage products, inclu ... View more
