Product Manager

Work Location:

Hours:

Line of Business:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

TD Insurance is part of TD Bank Group one of Canadas largest financial institutions. TD Insurance helps protect clients from the accidents of life with a wide range of products including credit protection life health travel home and auto insurance. With more than three million clients TD Insurance authorized products and services are available online over the phone and through a network of more than 1000 TD Canada Trust branches.

In Canada we have two lines of business General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.

At TD Insurance we are committed to fostering an inclusive accessible environment. With a Canada-wide workforce of over 4000 employees and offices in Atlantic Canada Quebec Ontario and Alberta our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated and professional development is taken seriously. More than just a job we offer rewarding careers.

Reporting to the Senior Manager Product and Underwriting Rules this Manager will develop and execute on business strategy to deliver premium and earnings goals and contribute to overall business objectives.

The candidate should be customer and results focused have keen analytical interest and the ability to impact and influence. This individual should enjoy operating amidst a dynamic fast- paced and exciting environment!

Key accountabilities

• Develop and maintain robust understanding of the regulatory requirements industry and customer trends and competitive landscape.
• Keep current on emerging trends/developments and grow knowledge of the business related tools procedures and techniques.
• Lead the end-to-end management of small business insurance products suite monitor performance identifying areas of opportunity developing recommendations and driving changes to achieve business and financial objectives.
• Develop an in-depth understanding of small business products and a solid understanding of customer segments customer needs competitive landscape and trends in the General Insurance industry to assist in identifying new business opportunities.
• Drive the design and development of new and innovative products and product enhancements to meet customer needs and achieve business objectives.
• Refine product management strategies through analysis of key business drivers and provide recommendations.
• Act as Subject Matter Expert for small business product-related inquiries.
• Solve complex problems with considerations to multiple constraints and variables and work with partners to develop solutions.
• Lead product discussions and collaborate with multiple stakeholders in delivering day-to-day projects and initiatives
• Maintain a culture of risk management and control supported by effective processes and guidelines in alignment with risk appetite.

Job Requirements

• Strong analytical skills financial acumen and ability to synthesize large amounts of information into concise actionable summaries for an executive audience
• 7 years General Insurance experience.
• Commercial Insurance Pricing and Underwriting knowledge is an asset
• Demonstrates excellent judgment and relationship building skills with a superior ability to make things happen with impact and influence and by nurturing key relationships
• Strong problem solving skills and the ability to make fact-based recommendations in a timely manner
• Strong organization skills with the ability to work in a fast paced environment and manage multiple deadlines and priorities
• Advanced knowledge of and ability to conduct product research product analysis and development market intelligence
• Proven track record of highly developed critical thinking analytical and problem solving skills
• Excellent interpersonal communication skills (both written and verbal)
• Self-motivated team player with high energy and ability to work independently
• Excellent Microsoft Excel and PowerPoint skills

Education/Accreditations:

• Undergraduate degree in accounting finance actuarial science business administration or related discipline or a product management certificate.
• Relevant insurance experience in at least one of the following: Product Management Pricing or Underwriting.

Who We Are:

As part of TD Bank Group one of Canadas largest financial institutions at TD Insurance we care for Canadian families making it easy to get the best advice protection and support in their moments of need always.

TD Insurance offers a wide range of products including General Insurance and Life and Health. More than four million customers count on us.

As the largest direct to consumer insurer in Canada we are always innovating and providing exciting and rewarding career opportunities for our Canada-wide workforce.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):