AVP, FCRM, Policy & Regulatory Change, Canada

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TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

The AVP Policy and Regulatory Change is responsible for the strategic development governance and lifecycle management of Canadian financial crime risk management policies and standards. This role ensure alignment with TDBG global frameworks the Banks risk appetite and all applicable Canadian laws rules and regulations.

The AVP will lead policy governance activities end-to-end from environment scanning and emerging regulatory trend analysis through definition and documentation of requirements to implementation oversight. The role serves as a key liaison between Canadian business and global FCRM functions regulators and industry associations representing the Banks interest and advocating for sound regulatory and industry practices.

Job Profile Summary:

• Leads the development maintenance and governance of Canadian financial crime risk management (FCRM) policies and standards ensuring alignment with global policies and the Banks enterprise risk and compliance frameworks and compliance with Canadian laws rules and regulations.
• Oversees the policy lifecycle in Canada including drafting consultation approval and implementation of policies and standards.
• Translates global standards and risk appetite into Canadian-specific policy requirements that reflect local laws regulations and business realities.
• Monitors and assesses the external regulatory environment to identify and evaluate regulatory developments.
• Leads or supports advocacy efforts with Canadian government agencies regulators and industry associations to help shape effective and pragmatic financial crime regulations.
• Serves as a trusted point of contact for inquiries on regulations and requests relating to policy frameworks.
• Oversees the regulatory change management process for FCRM Canada ensuring timely assessment of new or amended regulatory requirements and effective implementation across impacted business units.
• Effectively and appropriately partners with Canadian business segments and financial crime risk management teams to assess impacts of new or amended policies and standards define control requirements and ensure appropriate execution and governance.
• Provides subject matter expertise and credible challenge to business and functional partners on policy interpretation and application.

• Leads a team of professionals responsible for policy governance regulatory analysis and standards development determining the resources / skills / capabilities to effectively execute the end-to-end policy lifecycle.
• Assesses team core competencies on an ongoing basis and supplements with appropriate expertise where needed.
• Builds strong relationships across global and Canadian teams to drive alignment clarity and effective implementation of policy requirements.
• Maintains relationships with regulators as required and appropriate.
• Remains current on industry rules regulations and best practices to help ensure FCRM Policies and Standards meet regulatory standards.
• Actively pursues effective and efficient operations of their respective areas in accordance with TD Banks Values its Code of Conduct and the Global Sales Principles while ensuring the adequacy adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational compliance AML/ATF/Sanctions and Conduct risk.
• Leverages a risk mindset to proactively identify risks analyze themes and continually evaluate areas of priority against the TDs risk profile and control environment.

Education & Experience:

• Bachelors or Masters degree strongly preferred.
• CAMS certification is an asset - certified as an Anti-Money Laundering Specialist by ACAMS or equivalent AML certification/license.
• 10 years experience in financial crime risk management compliance legal or regulatory affairs within a major financial institution.
• Deep understanding of Canadian financial crime legislation and regulatory frameworks.
• Proven experience in policy development governance and regulatory change management.
• Financial crime compliance experience in the financial services industry.
• Experience engaging with regulators and industry associations on legislative and regulatory matters.
• Experience industry with respect to processes/controls to evaluate Financial Crime risk.
• Experience in managing / leading high performing staff.
• Detail-oriented and organized with the ability to maintain attention to detail.
• Strong strategic thinking analytical critical reasoning and communication skills; able to distill complex regulatory requirements into practical risk-based policy.
• Proficient in MS Office.
• Excellent written and oral communication skills.
• Creative problem-solver with high level of learning agility and initiative.
• Proactive curious and adaptive leader who anticipates change and drives continuous improvement.
• Deep commitment to maintaining the highest standards of ethics and integrity.
• Strong leadership qualities with the ability to assess and develop individual skills of team members by providing timely constructive feedback.
• Excellent interpersonal skills and ability to work effectively with colleagues across regions and business units.

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):