Credit Team Lead – Corporates and Value Chain Marketing

Location: Ikoyi Lagos

Job Grade: Deputy Manager- Manager Cadre

Reporting Line: Reports directly to the General Manager / Head of Credit and Marketing

Role Overview

• The Credit Team Lead Corporates and Value Chain Marketing is responsible for driving business growth portfolio expansion and client relationship management across corporate and value chain segments.
  
• This role combines leadership business development and credit oversight serving as the interphase between Credit Officers and the Head of Department to ensure efficiency risk management and profitability.
  
• The position requires strategic initiative sound financial judgment and strong professional integrity to promote our vision as a performance-driven and client-focused CBN-regulated finance house.
  

Key Responsibilities

A. Business Development and Market Expansion

• Develop and implement strategies to generate business from corporates SMEs and value chain operators in target sectors such as manufacturing trade logistics FMCG healthcare and professional services.
  
• Originate and structure credit opportunities that align with the companys profitability and asset quality objectives.
  
• Cultivate and maintain relationships with key corporate clients trade associations and professional bodies to drive consistent deal flow.
  
• Lead product marketing market activation and partnership campaigns to enhance brand recognition and increase the companys market penetration
  

B. Credit and Risk Management

• Supervise coordinate and review the activities of Credit Officers ensuring adherence to internal credit policies and regulatory guidelines.
  
• Serve as the operational bridge between Credit Officers and the Head of Department to maintain workflow efficiency and accountability.
  
• Ensure accurate and timely credit appraisals credit memos and portfolio reviews that meet professional and institutional standards.
  
• Promote ethical conduct integrity and documentation accuracy across all team activities.
  
• Maintain credit quality by ensuring a balance between business generation and prudent risk control.
  

C. Collaboration and Cross-Functional Support

• Work closely with the Treasury and Financial Services Department to provide viable borrowing leads and investment opportunities.
  
• Collaborate with the Risk Management Operations and Corporate Services units to streamline approval disbursement and monitoring processes.
  
• Support institutional strategy through data-backed analysis market feedback and client trend reporting.
  

D. Product Innovation and Strategic Initiatives

• Lead the development of new credit products and tailored value chain solutions targeted at key industry clusters and professional segments.
  
• Initiate business development drives client events and market engagements that align with the companys growth strategy.
  
• Contribute to the standardization of credit documentation and improvement of internal processes to promote operational consistency and efficiency.
  

Professional Expectations

• Uphold the highest standards of professionalism integrity and client confidentiality in all dealings.
  
• Demonstrate effective leadership and mentorship in guiding Credit Officers toward performance excellence.
  
• Maintain a disciplined goal-oriented approach to credit origination appraisal and portfolio management.
  
• Represent the companys Finance with credibility and tact in all client and institutional interactions.
  

Key Performance Indicators (Qualitative)

Performance Area and Qualitative Expectations

Business Development: Consistent origination of viable and risk-mitigated corporate and value chain transactions.

Portfolio Growth: Progressive portfolio expansion through sustainable and diversified credit opportunities.

Credit Quality and Appraisal: Timely well-structured and analytically sound credit memos with strong approval outcomes.

Collaboration and Referrals: Productive synergy with other departments including referrals for borrowings and placements.

Team Leadership: Effective supervision guidance and performance management of Credit Officers.

Professional Conduct: Adherence to ethical standards accuracy in reporting and accountability in execution.

Method of Application

Interested and qualified candidates should send their CVs to using CVCFT-25 as subject of the mail.