Real Estate Capital Markets Middle Office Analyst- MSRWhole Loan Valuations

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Job Description:

At Regionsthe Capital Markets Real Estate Operations Analyst- Middle Office supports the operational functions associated with the banks Real Estate Capital Markets business. The business includes originating underwriting and servicing loans that are either traded or are securitized by government-sponsored enterprise (GSE) programs such as Federal National Mortgage Association (FNMA) Delegated Underwriting and Servicing (DUS) and Housing and Urban Development (HUD). The operations group supporting this business is responsible for valuing the Mortgage Servicing Rights (MSR) whole loan trading portfolios as well as proving accounting reconciliation reporting collateral management and escrow administration.

Primary Responsibilities

• Supports the Middle Office function for the Real Estate Capital Markets businesses

• Performs complex reporting remitting and reconciling activities related to funding and delivery of loans securitization of mortgage-backed securities (MBS) and monthly servicing activities

• Creates reporting from the loan servicing system for data validation and valuation

• Adheres to internal controls and industry/regulatory standards

• Executes individual loan calculations and ensures proper accounting associated with each deal

• Supports review and analysis of settlements statements and report adjustments

• Updates maintains and distributes loan pipeline reporting for new loans

• Provides new loan pricing and valuations and ensures proper accounting is assigned

• Ensures loan cash flows are properly set up in valuation systems considering prepayment structures and loan default parameters

• Calculates mark-to-market valuation and provides Profit/Loss (PnL) and risk reporting for whole loans and MSRs

• Supports internal audit and external regulatory reporting for the MSR whole loan trading valuations

• Verifies accuracy of pricing data used for daily valuations interest rate and credit hedges

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelors degree in Accounting Finance Economics or a related field

• Five (5) years of experience working with Real Estate Lending Products

• Significant financial analysis experience

• Experience in database querying

Preferences

• Masters in Business Administration (MBA) or Chartered Financial Analyst (CFA) or intent to pursue

• Experience working with real estate securities

Skills and Competencies

• Ability to thrive in a fast-paced trading environment

• Advanced Microsoft Office skills (Excel Word PowerPoint Etc.)

• Experience with loan modeling platforms (e.g. MIAC QRM Aladdin PolyPaths Compass)

• Knowledge and experience with fixed income valuation and analytics

• Proven history of strong analytical skills especially with Prepayment modeling

• Strong organizational and interpersonal skills

This position may be filled at a higher level depending on the candidates qualifications and relevant experience.

Position Type

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience skills knowledge contribution job location and most importantly performance in the job role. As these factors vary by individuals pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

Median:

Incentive Pay Plans:

Benefits Information

Regions offers a benefits package that is flexible comprehensive and recognizes that one size does not fit all for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note benefits and plans may be changed amended or terminated with respect to all or any class of associate at any time. To learn more about Regions benefits please click or copy the link below to your browser.

DetailsAtlanta Midtown

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