We are looking for an experienced and driven Senior Payment Specialist (Functional) to join our high-performing digital banking this role you will play a critical part in shaping analysing and delivering payment solutions for mission-critical core banking systems across regions.
Key Responsibilities
Analyse and understand complex business requirements related to payment processing compliance and integrations.
Translate business needs into functional specifications and ensure alignment with technical teams.
Design and validate payment flows ensuring regulatory compliance scalability and resilience.
Collaborate with development and architecture teams on integration strategies using APIs SWIFT gateways and microservices.
Work closely with QA and business users for UAT planning testing and validation.
Drive continuous improvements in payment processing monitoring and STP rates.
Support client workshops documentation and knowledge transfer activities.
Must-Have Skills & Experience
Strong foundational knowledge of Core Banking systems and architecture.
Expertise in Payments domain including:
o SWIFT ISO 20022 TCIB Cross-border payments
o CMA regulations and country-specific compliance
o Full Payment Lifecycle types of payments and STP/Non-STP flows
Deep understanding of payment integration with external systems and gateways (e.g. SWIFT ISO 20022).
Experience conducting GAP analysis understanding customer requirements and delivering functional documentation.
High-level technical knowledge of:
o APIs & Microservices architecture
o Java SQL Oracle/SQL Server
o Unix/Linux scripting
Familiarity with country-specific regulatory and compliance requirements in the payments space.
Good-to-Have
Functional knowledge of Treasury products such as:
o FX Money Markets (MM) Fixed Income
Experience with real-time or high-volume payment systems (RTGS ACH etc.)
Exposure to Agile methodologies CI/CD pipelines and financial system migrations.
If youre a payment expert passionate about driving functional excellence in digital banking we want to hear from you.
Required Skills:
Money Markets Sql Java
IT Services and IT Consulting