Loan Servicing UCC Spec I

GENERAL DESCRIPTION OF POSITION

The Loan Servicing UCC Specialist I reviews loans for applicability for filing and tracking Uniform Commercial Codes (UCC) to secure collateral lien position for the bank. The Loan Servicing UCC Specialist I will also perform lien searches at applicable times during the life cycle of the loan.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Files UCCs on all non-titled collateral immediately after the loan closes. This duty is performed daily about 40% of the time.

2. Monitors and files UCC continuations for existing loans. This duty is performed daily about 20% of the time.

3. Ensures recordation of online filings with the appropriate jurisdiction in compliance with the Uniform Commercial Code. This duty is performed daily about 10% of the time.

4. Files UCC termination per procedures following loan payoff. This duty is performed daily about 10% of the time.

5. Performs lien searches at applicable times during the life cycle of the loan. This duty is performed daily about 10% of the time.

6. Initiates tracking requirements and parameters per loan type. This duty is performed as needed about 5% of the time.

7. Manages and responds to tickets phone and e-mail requests and inquiries promptly and professionally. This duty is performed as needed about 5% of the time.

8. Completes required BSA/AML training and other compliance training as assigned. This duty is performed quarterly.

9. The ability to work in a constant state of alertness and in a safe manner. This duty is performed daily.

10. Perform any other related duties as required or assigned.

QUALIFICATIONS

To perform this job successfully an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge skill and/or ability required.

EDUCATION AND EXPERIENCE

Knowledge of a specialized field (however acquired) such as basic accounting computer etc. Equivalent of four years in high school plus night trade extension or correspondence school specialized training equal to two years of college plus 19 to 23 months related experience and/or training or equivalent combination of education and experience.

COMMUNICATION SKILLS

Ability to effectively communicate information and respond to questions in person-to-person and small group situations with customers clients general public and other employees of the organization.

MATHEMATICAL SKILLS

Ability to calculate figures and amounts such as discounts interest commissions proportions percentages area circumference and volume. Ability to apply concepts such as fractions ratios and proportions to practical situations.

CRITICAL THINKING SKILLS

Ability to define problems collect data establish facts and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.

REQUIRED CERTIFICATES LICENSES REGISTRATIONS

Not indicated.

PREFERRED CERTIFICATES LICENSES REGISTRATIONS

Not indicated.

SOFTWARE SKILLS REQUIRED

Intermediate: Alphanumeric Data Entry Database Word Processing/Typing

Basic: 10-Key Accounting Payroll Systems Spreadsheet

WORKING CONDITIONS

Periodically exposed to such elements as noise intermittent standing walking pushing carrying or lifting; but none are present to the extent of being disagreeable.

ENVIRONMENTAL CONDITIONS

The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

PHYSICAL ACTIVITIES

The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.

Highly repetitive low physical. Highly repetitive type of work which requires concentration in the performance of tasks for consistent time cycles as prescribed by the tasks.

While performing the functions of this job the employee is continuously required to use hands to finger handle or feel; regularly required to sit talk or hear; occasionally required to stand walk reach with hands and arms stoop kneel crouch or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision.

ADDITIONAL INFORMATION

- Nineteen (19) to twenty-three (23) months of related experience and/or training
- One (1) year of Lending experience and/or training with regulatory compliance
- Keen eye for detail
- Ability to work in a team environment and get along with others
- Be able to handle pressure due to deadline restraints
- Requires multi-task capabilities
- Requires ability to prioritize workflow
- General knowledge of computers