Loan Accounting Specialist

Do you notice right away when someone has a new coffee cup

Can you quickly spot an extra number in a transaction or the decimal in the wrong spot

Do you find it rewarding to build relationships with customers as you provide prompt and efficient customer service

If you are an experienced accounting professional who is savvy with numbers and has a critical eye with strong attention to detail then you may be the perfect candidate for Golden State Farm Credits Loan Accounting Specialist position! We are looking for a self-motivated individual to join our Loan Accounting team who will work independently and as part of the finance team. The ability to prioritize tasks based on importance and urgency and ensuring accuracy while meeting time sensitive deadlines is essential in this position.

Our team at Golden State Farm Credit is united in our efforts to support rural communities and the agricultural industry. We offer a distinct work environment that fosters collaboration amongst teams promotes a customer-centric approach to service rewards those who take initiative and provides a variety of projects to create an engaging work culture. We value teamwork continuous learning and the positive impact that our dedicated employees make.

Intrigued Want to know more

Apply at or review the full job description below.

DEADLINE TO APPLY: September 19th 2025 at 3pm

Salary Range

Specialist Grade 10: $50557-$74948
Senior Level Grade 11: $55885-$83591

Position is open to placement at either level. Levels are differentiated by the years of experience knowledge and skills and complexity of assignments.

Full Time
Non-Exempt

This position is located in our Chico office and requires full-time in-person work.

Position Summary

The Loan Accounting Specialist processes and reconciles loan accounting transactions including booking and retirement of loans while also providing assistance to internal and external customers. Various duties listed under Accounting Specialist duties. The years of experience requisite knowledge and skills of the incumbent and complexity of assignments will differentiate between the levels.

Essential Functions

Loan Accounting (35%)

• Books short and long term loans and participations into internal loan software
• Verifies information in internal loan software against legal documents prior to booking
• Enters interest rate changes or other loan modifications
• Processes and reconciles participation settlements
• Processes customer payments
• Prepares reviews and verifies all disbursement requests
• Ensures all borrower draft transactions are approved timely before processing in teller system
• Enters verifies and approves wire and ACH in online banking
• Enters and verifies borrower wire and ACH agreements
• Prepares bank deposit using check21 scanner
• Reviews and balances the daily disbursement and payment transactions and addresses any necessary corrections
• Reconciles general ledger accounts for offsetting loan transactions
• Verifies customer requests and setup/maintenance of online banking customers

Customer Service (25%)

• Answers the phones and assists walk in customers by assessing and interpreting customer needs
• Responds to customer requests and/or identifies staff member who should respond to customer requests
• Accepts identifies and processes loan payments and provides receipts to customers
• Provides various other services which may include loan and funds held advances payoff documentation and ordering drafts
• Provides customer service to internal customers by:
  • Responding to questions regarding loan accounting processes and procedures
  • Providing information on the status of loan accounts

Account Reconciliation (25%)

• Reconciles cash and clearing accounts by verifying balances and identifying and resolving discrepancies
• Identifies and corrects any discrepancies of loan to ledger balances

Administrative Duties (15%)

• Reviews scans and indexes documents into electronic document storage system
• Prepares demand letters
• Paid Out Loans
  • Processes re-conveyances as needed
  • Compiles letters and returns cancelled documents to borrower
• Settles transactions and balances records for leases and participated plans

Data Security and Confidentiality

• Appropriately protects the confidentiality security and integrity of the Associations systems and data and clients data

Commitment and Support of Association Mission

• Understands applies and supports the Association mission and vision statement in a positive professional manner at work and with customers in all settings

Knowledge & Skills

• Knowledge of accounting principles practices methods and regulatory requirements.
• Knowledge of accounts payable and loan/lease accounting processes and financial statements.
• Skill in identifying and organizing resources in a systematic way to prioritize fluctuating workloads optimize efficiency and ensure achievement of Association goals.
• Strong attention to detail and skill in identifying opportunities for process improvements
• General knowledge of agriculture commodities and agricultural lending.
• Knowledge of Microsoft Office Suite (with expertise in excel) computers current software and other office tools.
• Skill in serving and working effectively with both external and internal customers in a professional respectful manner.
• Skill in analyzing information and problem solving to formulate logical and objective conclusions.
• Skill in posting editing tracking organizing and reviewing data/documents with precision and accuracy.
• Must be able to converse and communicate with customers using the English language.

Qualifications

Specialist
Education: Associates Degree in Accounting or Bachelors Degree in Accounting (Preferred)
Experience: 3-5 years of experience in accounting or bookkeeping

Sr. Specialist
Education: Associates Degree in Accounting or Bachelors Degree in Accounting (Preferred)
Experience: 5 years of experience in accounting or bookkeeping
*or an equivalent combination of education and experience sufficient to perform the essential functions of the job

Physical Demands

Positions in this class typically require: keying talking hearing seeing and repetitive motions. Sedentary Work: Exerting up to 10 pounds of force occasionally to lift carry push pull or move objects. Must be able to remain in a stationary position most of the time. The employee must be able to prepare and analyze data and figures; transcribe data; understand information communicated via computer screens and in written text.

Working Conditions

Employees work in an office environment with moderate noise levels controlled temperature conditions and no direct exposure to hazardous physical substances. Employees may interact with upset staff and/or public and private representatives in interpreting and enforcing departmental policies and procedures.

The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time as needed. Golden State Farm Credit is an Equal Opportunity Employer and provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to: race (including traits historically associated with race such as hair texture and protective hairstyles) relation (all aspects of religious belief observances and practices including religious dress and grooming practices) color national origin ancestry identity gender expression actual or perceived sexual orientation marital status military and veteran status civil air patrol status age physical or mental disability genetic information or medical condition except where physical fitness is a valid occupational qualification or any other consideration made unlawful by federal status or local laws. Applicable law also prohibits unlawful discrimination based on the perception that anyone has any of the foregoing characteristics. National origin also includes discrimination against an individual because of their primary language or because that person holds or presents the California drivers license issued to those who cannot document their lawful presence in the United States as well as discrimination based upon any of the following: an individuals or the individuals ancestors actual or perceived physical cultural or linguistic characteristics associated with a national origin group; marriage to or association with individuals of a national origin group; tribal affiliation; membership in or association with an organization identified with or seeking to promote the interests of a national origina group; attendance or participation in schools churches temples mosques or other eligious institutions generally used by persons of a national origin group; or a name that is associated with a national origin group. An applicants or employees immigration status will not be considered for any Association employment purpose except as necessary to comply with federal status or local laws. California law also prohibits discrimination against individuals providing services in the workplace pursuant to a contract unpaid interns and volunteers on the basis of actual or perceived race color creed religion sex physical or mental disability genetic information or age. This applies to all terms and conditions of employment including recruiting hiring placement promotion termination layoff recall transfer leaves of absence compensation and training.