| Job Purpose | This position is open with Bajaj Finance Ltd. |
| Duties and Responsibilities | Responsible for Policy Drafting Existing policy changes and implementation of Policy rules on System Responsible for Portfolio Management for Loan portfolio according to annual operating plans and Risk KPIs Responsible to developing new program / DOEs which are relevant for Digital loan process. Responsible for AOP delivery on various risk KPIs Working closely with the Tech team to completely coding of Risk Policy through Rule Engine on BFDL lending platform. Responsible for getting UAT testing of risk rules coded & sign off. Ensuring that the Rule Engine in the BFDL Loan Platform is working as coded and Error Rate is Nil. Responsible for Risk Masters maintenance that are linked with the Loan Platform Ensure timely completion of COPRs including appropriate action plans to address identified control gaps Ensure issues/action plans arising from COPRs risk events Internal Audits regulatory inspections or other risk issues are properly followed up |
| Required Qualifications and Experience | Experience of working in the Unsecured Loan domain in Risk / Risk Analytics functions. Understanding on usage of alternate data for unsecured lending Good analytical ability and eye for detail. Ability to work with large data sets with good computing skills Excellent communication skills and presentation skills Good inter-personal & team management skills Overall experience of 10 years of which preferably at-least 6 year in the Unsecured Loan domain. Should be professionally qualified MBA / B. Tech / CA |
Required Experience:
Senior IC
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