drjobs Banker, Executive

Banker, Executive

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1 Vacancy
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Job Location drjobs

Warri - Nigeria

Monthly Salary drjobs

Not Disclosed

drjobs

Salary Not Disclosed

Vacancy

1 Vacancy

Job Description

To proactively promote a relationship-based offering by being a dedicated and primary point of contact for customers in the Executive Banking segment through the provision of banking solutions which meet their needs and in accordance with the specified value propositions.

Job Responsibilities

  • Acquire and open new accounts and cross sells additional products and services in line with customer needs by identifying and referring sales leads to other business stakeholders (e.g. Vehicle and Asset Finance Electronic Banking Card Home Loans Digital Channels Enterprise Banking etc.).
  • Contact potential and existing customers from leads received / campaigns in order to sell product offerings.
  • Conduct a financial needs analysis with all new and existing customers to ensure that product opportunities identified are appropriate to meet the customers needs and priorities (in line with Financial Advisory and Intermediary Service Act license categories)
  • Grow the Executive Banking new to bank customers balance sheet and income statements in line with business strategic objectives. Increases branch advances by responsible lending practices.
  • Educate customers with regards to lending application processes (e.g. vehicle finance home loans overdraft credit card personal loans cash etc.) credit maintenance processes (e.g. annual reviews) and account conduct expectations (e.g. minimum account balances provision for debit orders and cheque payments etc.).

Qualifications :

  • First Degree in Business Administration Commerce Economics or related fields

Experience 

  • 3-4 years experience in sales and relationship management of customers and able to drive profitability and build relationships. Proven sales track record in the financial services industry. Knowledge of the banks products services and digital platforms.


Additional Information :

Behavioural Competencies:

  • Convincing People
  • Developing Strategies
  • Exploring Possibilities
  • Generating Ideas
  • Interacting with People
  • Interpreting Data
  • Meeting Timescales
  • Producing Output
  • Seizing Opportunities
  • Team Working
  • Understanding People
  • Upholding Standards

Technical Competencies:

  • Banking Process & Procedures
  • Client Servicing
  • Cross and Up-Selling
  • Customer Understanding (Business Banking)
  • Financial Statement Analysis
  • Product Knowledge (Business Banking)
  • Risk Identification

Grade: BO - SBO


Remote Work :

No


Employment Type :

Full-time

Employment Type

Full-time

Company Industry

About Company

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