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Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG) one of the worlds leading financial groups. Across the globe were 150000 colleagues striving to make a difference for every client organization and community we serve. We stand for our values building long-term relationships serving society and fostering shared and sustainable growth for a better world.
With a vision to be the worlds most trusted financial group its part of our culture to put people first listen to new and diverse ideas and collaborate toward greater innovation speed and agility. This means investing in talent technologies and tools that empower you to own your career.
Join MUFG where being inspired is expected and making a meaningful impact is rewarded.
The Credit Management (CM) function centralizes core credit management and risk leadership essential for effective credit risk management and escalation. It supports GCIB Coverage and work with Sector Coverage AIBD functions as well as relevant APAC teams for efficient task allocation. The role is accountable and responsible for the credit process in Hong Kong supporting origination efforts and ongoing monitoring with internal team support. Key functions include end-to-end credit preparation in-country/sector Watch processes emerging risk analysis credit cost management and RWA fixes. CM supports GCIB APACs objectives by ensuring high-quality credit analysis and monitoring post-origination assessing borrowers financial performance and identifying emerging risks. CM also collaborates with MUFG MGS to enhance credit process partnerships and improve quality and efficiency across GCIB APAC aligning MGS activities with regional processes.
Job Responsibilities:
Support the ongoing growth and portfolio management of customers within Hong Kong.
Assist in the onboarding and origination of new clients as part of local regional and global growth plans.
Support credit analysis across a portfolio of clients focusing on credit quality monitoring.
Conduct annual credit reviews and internal rating reviews covenant compliance monitoring.
Manage customer requests and support Relationship Managers in meeting customer needs.
Engage with customers demonstrating proactivity responsiveness and support always.
Develop and maintain strong relationships with product partners and across the network.
Coordinate within the network; engage in client interactions for onboarding and account management tasks.
Qualifications and Requirements:
Bachelors degree holder. Degree in business commerce or law and CFA qualification will be an advantage.
Minimum 2-5 years experience in corporate and institutional lending / debt advisory at a major bank or chartered accounting firm.
Candidates from credit rating agencies investment banks and investment management firms or corporate treasury teams are welcome.
Strong financial knowledge and analysis acumen.
Intermediate skills in credit writing financial analysis and modelling legal documentation and debt structuring.
Understanding of financial and economic markets
Excellent communication skills both written and verbal.
Strong interpersonal and presentation skills.
Team player attitude with initiative drive and enthusiasm.
Analytical mindset with problem-solving skills.
Ability to work independently and prioritize tasks across various work streams.
Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit regardless of race religion or gender.
Required Experience:
IC
MUFG is a leading global financial group backed by 2,700 locations in over 50 countries and regions, offering comprehensive and tailored financial solutions to our clients worldwide.