KYC Operations Senior Analyst

Are you a meticulous analytical professional with a passion for compliance and a keen eye for detail Were expanding our team and looking for a KYC Operations Senior Analyst to play critical roles in our Know Your Customer (KYC) processes. If you thrive in a fast-paced environment and are dedicated to ensuring regulatory adherence we want to hear from you!

In these roles youll be at the forefront of performing timely customer due diligence and enhanced due diligence leveraging information from various sources to apply robust controls. Youll work with diverse customer types and business models ensuring compliance with AML/CFT regulations.

What Youll Do:

Across both roles your responsibilities will include:

• Performing comprehensive due diligence on existing new and/or potential customers (both consumer and business) based on risk mitigation controls and specific trigger events.
• Exercising discretion in setting priorities identifying customer records requiring further review and proactively obtaining and following up on necessary information and documentation.
• Ensuring all provided information and documentation meet our verification requirements utilizing internet sources and third-party vendors for thorough searches.
• Communicating effectively with customers on escalated or complex cases demonstrating strong empathy and clearly articulating decisions and policies.
• Providing expert guidance and responses to daily inquiries from peers front-line teams and management regarding due diligence matters and case analysis.
• Maintaining a solid understanding of AML/CFT Regulations and their impact on our business as well as Wise products and services.
• Drafting SAR narratives for unusual activity when warranted.
• Assessing the risk level of referred profiles ensuring they align with expected risk criteria.
• Developing a deep understanding of diverse business models customer types country risks and regulatory requirements across multiple geographies.
• Supporting internal and external audits and regulatory due diligence process-related queries and reviews.

For the KYC Operations Senior Analyst role specifically youll also:

• Focus on a high volume of existing new and/or potential business customers.
• Escalate any suspicions and/or concerns to the AML and Fraud teams for review.

Qualifications :

Requirements

• Excellent verbal and written English skills (additional language skills are a plus) with the ability to clearly articulate your thoughts.

• A minimum of 3 years of experience in Operations or financial services (preferably in CDD/EDD/AML or compliance roles). 

• Working knowledge of global KYC/AML compliance regulations and standards.

• Ability to take decisions and apply risk-based approach at your work

• Punctual independent proactive and willing to get things done.

• Excellent communication and interpersonal skills strong organisational skills attention to detail analytical skills and ability to adhere to strict KPIs in a fast paced and high pressure environment.

• Ability to handle routine and stressful situations well.

• Ability to work autonomously within a limited variety of well-defined procedures and practices.

• Capable of identifying gaps in policies and processes and providing detailed feedback including examples when possible through the established communication channels.

• Flexible to work in shifts. We work when our customers need us the most including early mornings day times afternoons late evenings weekends and public holidays as per business needs.

• Familiarity reading legal and regulatory documents.
   

Nice to have:

• Education: Bachelors degree in Finance Business Administration Law or related field

• Certifications: ICA CAMS or equivalent certification (EDD/AML focused)

Additional Information :

Please apply by submitting your resume in English. Applications in Portuguese will not be considered. 

Benefits: 

•  Salary for this role is 8000 BRL per month
•  RSUs in a rapidly growing company
•  Flexible working model During the first six months youll be in office most days of the week to become fully immersed in Wises culture and ways of working. After the initial period youll be in office at least 3 days per week. 
•  An annual self-development budget
•  Health and dental allowance for you and your dependents
•  Company-paid: Life Insurance and an EAP program
•  Paid time off: 30 days vacation 3 Me days 1 volunteer day annually
•  A paid 6-week sabbatical leave after four years
•  18-weeks of paid parental leave after a year with us and child care assistance
• Transportation vouchers
• Meal (708 BRL per month) and food (1166 BRL per month) vouchers
•  TotalPass access to 3500 gyms and studios throughout Brazil
  
  Your first 3 months at Wise will be 100% fully in person at the office

For everyone everywhere. Were people building money without borders  without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.

Were proud to have a truly international team and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.

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