At CloudWalk were building the best payment network on Earth (then other planets ). Were an AI-first fintech unicorn bringing justice to Brazils broken payment system. We work in a traditional financial sectorbut we aim to break conventions with bold innovative thinking.
Were looking for a Data Scientist who sees experiments not as tests but as conversations with reality. Youll design run and analyze credit experiments that shape real-time lending decisions helping millions of Brazilian entrepreneurs access fairer credit.
The Financial AI Team
Were part of CloudWalks Financial Services domain powering money movement and credit decisionsincluding real-time credit engines repayment orchestration dynamic pricing and collections.
We build and run scoring models underwriting systems and pricing logic that keep credit decisions fast fair and explainable
We push toward event-driven AI-augmented decisioning where experiments directly shape credit limits default rates and merchant growth
We believe in data-driven democratization of access to capital
We put curiosity firstexploring before exploiting
We solve puzzles that demand safety compliance explainability and speed all at once
What Youll Do
Design and execute experiments for credit models with rigorous frameworks to measure business and merchant impact
Build systematic experimentation infrastructuremetrics statistical methodologies and evaluation criteria for credit model performance
Implement A/B testing systems with proper statistical power randomization and causal inference methods
Analyze results from multiple model variations translating them into clear credit policy recommendations
Develop scalable best practices balancing statistical rigor with business speed
Collaborate with engineering to deploy and monitor experimental models in real-time decision engines with rollback safety nets
Apply measurement science to link experiments to merchant success default rates and financial inclusion outcomes
Bridge offline insights to production systems through careful validation and gradual rollout strategies
Technologies / Techniques Used
Python for analysis modeling and statistical computing (core language in our stack)
SQL for large-scale feature engineering on financial datasets
Google Cloud PlatformBigQuery for analytics infrastructure
Statistical modeling & experimental design for credit risk evaluation
Machine learning frameworks for classification and risk modeling
MLflow for deployment and monitoring in production
Docker & Kubernetes for orchestration with engineering teams
What Youll Need
Curiosity initiative and a bias toward experimenting and learning fast
Statistical rigor: power analysis bias detection multiple testing corrections
Python proficiency for analysis modeling and statistical computation
Measurement science skillsdesigning metrics and building robust evaluation frameworks
Experience with machine learning for classification and risk modeling
SQL skills for feature engineering and large dataset analysis
Strong communication skills in English & Portuguese with ability to explain technical results to non-technical audiences
Nice to Have
Experience with Google Cloud Platform and BigQuery
Hands-on work in credit model experimentation and measurement in production fintech/digital lending environments
MLOps experiencedeployment monitoring and experimentation at scale
Background or experience in applied statistics or measurement science in business contexts (economics operations research etc.)
Recruitment Process Outline
Online Assessment evaluating theory and logical reasoning
Technical Case Study working with real-world financial data & experiments
Technical Interview discussion & case presentation
Cultural Interview alignment with CloudWalk values
If you are not willing to take an online quiz and work on a test case do not apply.
Diversity and inclusion:
We believe in social inclusion respect and appreciation of all people. We promote a welcoming work environment where each CloudWalker can be authentic regardless of gender ethnicity race religion sexuality mobility disability or education.
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