drjobs Data Scientist (Financial AI)

Data Scientist (Financial AI)

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1 Vacancy
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Job Location drjobs

São Paulo - Brazil

Monthly Salary drjobs

Not Disclosed

drjobs

Salary Not Disclosed

Vacancy

1 Vacancy

Job Description

At CloudWalk were building the best payment network on Earth (then other planets ). Were an AI-first fintech unicorn bringing justice to Brazils broken payment system. We work in a traditional financial sectorbut we aim to break conventions with bold innovative thinking.

Were looking for a Data Scientist who sees experiments not as tests but as conversations with reality. Youll design run and analyze credit experiments that shape real-time lending decisions helping millions of Brazilian entrepreneurs access fairer credit.

The Financial AI Team

    • Were part of CloudWalks Financial Services domain powering money movement and credit decisionsincluding real-time credit engines repayment orchestration dynamic pricing and collections.
    • We build and run scoring models underwriting systems and pricing logic that keep credit decisions fast fair and explainable
    • We push toward event-driven AI-augmented decisioning where experiments directly shape credit limits default rates and merchant growth
    • We believe in data-driven democratization of access to capital
    • We put curiosity firstexploring before exploiting
    • We solve puzzles that demand safety compliance explainability and speed all at once

What Youll Do

    • Design and execute experiments for credit models with rigorous frameworks to measure business and merchant impact
    • Build systematic experimentation infrastructuremetrics statistical methodologies and evaluation criteria for credit model performance
    • Implement A/B testing systems with proper statistical power randomization and causal inference methods
    • Analyze results from multiple model variations translating them into clear credit policy recommendations
    • Develop scalable best practices balancing statistical rigor with business speed
    • Collaborate with engineering to deploy and monitor experimental models in real-time decision engines with rollback safety nets
    • Apply measurement science to link experiments to merchant success default rates and financial inclusion outcomes
    • Bridge offline insights to production systems through careful validation and gradual rollout strategies

Technologies / Techniques Used

    • Python for analysis modeling and statistical computing (core language in our stack)
    • SQL for large-scale feature engineering on financial datasets
    • Google Cloud Platform BigQuery for analytics infrastructure
    • Statistical modeling & experimental design for credit risk evaluation
    • Machine learning frameworks for classification and risk modeling
    • MLflow for deployment and monitoring in production
    • Docker & Kubernetes for orchestration with engineering teams

What Youll Need

    • Curiosity initiative and a bias toward experimenting and learning fast
    • Strong experimental design expertise (A/B testing causal inference measurement frameworks)
    • Statistical rigor: power analysis bias detection multiple testing corrections
    • Python proficiency for analysis modeling and statistical computation
    • Measurement science skillsdesigning metrics and building robust evaluation frameworks
    • Experience with machine learning for classification and risk modeling
    • SQL skills for feature engineering and large dataset analysis
    • Strong communication skills in English & Portuguese with ability to explain technical results to non-technical audiences

Nice to Have

    • Experience with Google Cloud Platform and BigQuery
    • Hands-on work in credit model experimentation and measurement in production fintech/digital lending environments
    • MLOps experiencedeployment monitoring and experimentation at scale
    • Background or experience in applied statistics or measurement science in business contexts (economics operations research etc.)

Recruitment Process Outline

    • Online Assessment evaluating theory and logical reasoning
    • Technical Case Study working with real-world financial data & experiments
    • Technical Interview discussion & case presentation
    • Cultural Interview alignment with CloudWalk values
    • If you are not willing to take an online quiz and work on a test case do not apply.
Diversity and inclusion:
We believe in social inclusion respect and appreciation of all people. We promote a welcoming work environment where each CloudWalker can be authentic regardless of gender ethnicity race religion sexuality mobility disability or education.

Employment Type

Full-Time

Company Industry

About Company

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