Post-Close Underwriter, Manager
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Job Location:
Chatsworth, CA - USA
Monthly Salary:
$ 100000 - 110000
Posted on:
14-08-2025
Vacancies:
1 Vacancy
Job Summary
Description
CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. Were redefining the lending experience with innovative programs streamlined processes and a commitment to speed and precision. As we grow were looking for forward-thinking professionals who thrive in fast-paced collaborative environments.
We are seeking a skilled and detail-orientedPost-Close Underwriter Managerto join our mortgage operations team. This dual-role professional is responsible for reviewing closed loans for compliance underwriting accuracy and clearing conditions identified by third-party due diligence (TPR) firms or investors. The ideal candidate has a strong understanding of agency and investor guidelines post-closing workflows and audit remediation processes.
Key Responsibilities
We are seeking a skilled and detail-orientedPost-Close Underwriter Managerto join our mortgage operations team. This dual-role professional is responsible for reviewing closed loans for compliance underwriting accuracy and clearing conditions identified by third-party due diligence (TPR) firms or investors. The ideal candidate has a strong understanding of agency and investor guidelines post-closing workflows and audit remediation processes.
Key Responsibilities
- Conduct post-close reviews of funded mortgage loan files to ensure loans were underwritten and closed in compliance with FNMA FHLMC FHA VA USDA and investor guidelines.
- Validate credit income asset and collateral documentation against the original underwriting decision.
- Confirm that all loan conditions were properly satisfied prior to funding.
- Identify and document any deficiencies inconsistencies or compliance issues.
- Review findings and conditions issued by third-party review (TPR) firms aggregators or investors during post-close quality control.
- Research and respond to TPR conditions with supporting documentation updated calculations or narrative explanations.
- Coordinate with internal teams (underwriting closing compliance) to gather necessary documents for clearance.
- Track and report status of open TPR conditions to internal stakeholders.
- Maintain detailed audit trails of all communications and clearance actions.
- Assist in analyzing trends in TPR findings to identify process improvements or training needs.
Requirements
- Minimum 35 years of mortgage underwriting and/or post-closing experience.
- Experience responding to TPR or investor loan reviews is strongly preferred.
- Strong knowledge of agency and investor guidelines (FNMA FHLMC FHA VA USDA).
- Familiarity with LOS platforms such as Encompass DU/LP and investor delivery systems.
- Excellent organizational skills analytical thinking and attention to detail.
- Ability to communicate findings professionally and clearly in written responses.
- Comfortable working in a fast-paced deadline-driven environment.
Why Join CAKE Mortgage
- Be part of a fast-growing company changing the game in Non-QM.
- Competitive compensation and performance-based bonuses.
- Collaborative and entrepreneurial culture.
- Opportunities for career advancement and innovation.
Required Experience:
Manager
Key Skills
- Loan Processing
- Computer Skills
- Fraud
- Math
- Banking
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Underwriting
- Financial Analysis
- negotiation
- Phone Etiquette
About Company
JBA is a leader in integrating digital solutions with the market practices of talent acquisition. Whether it’s employer branding, digital marketing, or corporate training, we specialize in connecting talented, innovative professionals with leading companies. Though we work in most ind ... View more
