Post-Close Underwriter, Manager
Post-Close Underwriter, Manager
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$ 100000 - 110000
1 Vacancy
Job Description
We are seeking a skilled and detail-orientedPost-Close Underwriter Managerto join our mortgage operations team. This dual-role professional is responsible for reviewing closed loans for compliance underwriting accuracy and clearing conditions identified by third-party due diligence (TPR) firms or investors. The ideal candidate has a strong understanding of agency and investor guidelines post-closing workflows and audit remediation processes.
Key Responsibilities
- Conduct post-close reviews of funded mortgage loan files to ensure loans were underwritten and closed in compliance with FNMA FHLMC FHA VA USDA and investor guidelines.
- Validate credit income asset and collateral documentation against the original underwriting decision.
- Confirm that all loan conditions were properly satisfied prior to funding.
- Identify and document any deficiencies inconsistencies or compliance issues.
- Review findings and conditions issued by third-party review (TPR) firms aggregators or investors during post-close quality control.
- Research and respond to TPR conditions with supporting documentation updated calculations or narrative explanations.
- Coordinate with internal teams (underwriting closing compliance) to gather necessary documents for clearance.
- Track and report status of open TPR conditions to internal stakeholders.
- Maintain detailed audit trails of all communications and clearance actions.
- Assist in analyzing trends in TPR findings to identify process improvements or training needs.
- Minimum 35 years of mortgage underwriting and/or post-closing experience.
- Experience responding to TPR or investor loan reviews is strongly preferred.
- Strong knowledge of agency and investor guidelines (FNMA FHLMC FHA VA USDA).
- Familiarity with LOS platforms such as Encompass DU/LP and investor delivery systems.
- Excellent organizational skills analytical thinking and attention to detail.
- Ability to communicate findings professionally and clearly in written responses.
- Comfortable working in a fast-paced deadline-driven environment.
Why Join CAKE Mortgage
- Be part of a fast-growing company changing the game in Non-QM.
- Competitive compensation and performance-based bonuses.
- Collaborative and entrepreneurial culture.
- Opportunities for career advancement and innovation.
Required Experience:
Manager
Employment Type
Full Time
