Credit Analyst (Junior Underwriter – Alternative Lending)

Los Angeles, CA - USA

Monthly Salary: Not Disclosed

Posted on: 08-11-2025

Vacancies: 1 Vacancy

Job Summary

Job Title: Credit Analyst

Work Type: Full-Time

Location: Los Angeles

Position Summary
We are seeking an experienced Junior Underwriter to support our funding operations by
reviewing analyzing and approving deals within the alternative lending sector. The ideal
candidate will have experience in credit risk analysis underwriting and fraud detection-
balancing deal flow with sound financial judgment and regulatory awareness.

Key Responsibilities
Conduct credit and risk analysis on loan submissions.
Evaluate financial documentation including bank statements credit reports business
histories and supporting materials.
Identify and flag potential fraud indicators or inconsistencies in merchant or borrower
data.
Utilize data analytics to support risk-based decision-making.
Communicate with sales partners and internal stakeholders to clarify and optimize
submissions.
Maintain consistent underwriting standards in conjunction with credit policies and risk
procedures in place.
Collaborate with funding and compliance teams to ensure all funded deals meet
regulatory and internal quality standards in place.

Qualifications
Minimum 5 years of experience in credit underwriting alternative lending or
commercial finance.
Strong analytical skills with experience in cash flow analysis fraud prevention and
credit evaluation.
Ability to interpret complex financial data and identify risk trends.
Proficiency in reviewing business bank statements credit reports and financial
documentation.
Experience using underwriting or CRM platforms for deal management.
Exceptional attention to detail problem-solving ability and risk awareness.
Excellent communication and documentation skills for internal and partner collaboration

Job Title: Credit Analyst Work Type: Full-Time Location: Los Angeles Position Summary We are seeking an experienced Junior Underwriter to support our funding operations by reviewing analyzing and approving deals within the alternative lending sector. The ideal candidate will have experience...