drjobs Credit Risk Analyst

Credit Risk Analyst

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1 Vacancy
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Job Location drjobs

Centurion - South Africa

Monthly Salary drjobs

Not Disclosed

drjobs

Salary Not Disclosed

Vacancy

1 Vacancy

Job Description

Join a missiondriven fintech in Centurion that empowers small businesses with fast accessible funding through a free online lending platform. As a Credit Risk Analyst youll assess applications manage portfolio risk and help deliver bankable solutions in the unsecured and assetbased finance space.


Duties & Responsibilities
  • Ensure that all relevant information and documentation has been received from the operations as per the agreed checklist
  • Assess credit worthiness of applicants (mortgage and other credit products) through undertaking detailed risk assessment analysis
  • Manage and perform quality credit analysis; financial analysis including data collection trend analysis peer comparisons and industry overview to ensure good quality credit submissions to Credit Manager and/or external funders.
  • Motivate and support decisions through the analysis of financial information
  • Promote a culture of credit risk management in the group of companies
  • Take remedial action on all audit findings and ensure that issues are resolved or addressed
  • Participate in the review of Credit Policies and procedures.
  • Ensure that procedures and decisions comply with credit policy regulations and best practice standards
  • Provide quality service to internal customers
  • Liaise with other stakeholders within the company
  • Staying abreast with Legal compliance and market
  • Provide regular feedback on the submission of loan applications to manage
Desired Requirements Experience & Qualification
  • 3 year Tertiary Qualification (BCom) Majors Accounting; Economics
  • 3 years Relevant credit assessment experience
  • Thorough knowledge of the NCA CPA FICA and related credit regulatory requirements
  • Good interpersonal skills
  • Good written and verbal communication skills
  • Ability to work under pressure
  • Excellent Time Management
  • Attention to detail and strong proven credit/financial analytical skill including
The salary bracket for the role is around R25k R35k CTC p/m. Note that it is the clients prerogative regardless of advertised package to offer a market related salary considering the candidates qualifications skills and level of experience.

Please apply online in the link provided. We do not consider CVs via Whatsapp or email.



Required Experience:

IC

Employment Type

Full-Time

Company Industry

Department / Functional Area

Finance

About Company

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