Join a missiondriven fintech in Centurion that empowers small businesses with fast accessible funding through a free online lending platform. As a Credit Risk Analyst youll assess applications manage portfolio risk and help deliver bankable solutions in the unsecured and assetbased finance space.
Duties & Responsibilities- Ensure that all relevant information and documentation has been received from the operations as per the agreed checklist
- Assess credit worthiness of applicants (mortgage and other credit products) through undertaking detailed risk assessment analysis
- Manage and perform quality credit analysis; financial analysis including data collection trend analysis peer comparisons and industry overview to ensure good quality credit submissions to Credit Manager and/or external funders.
- Motivate and support decisions through the analysis of financial information
- Promote a culture of credit risk management in the group of companies
- Take remedial action on all audit findings and ensure that issues are resolved or addressed
- Participate in the review of Credit Policies and procedures.
- Ensure that procedures and decisions comply with credit policy regulations and best practice standards
- Provide quality service to internal customers
- Liaise with other stakeholders within the company
- Staying abreast with Legal compliance and market
- Provide regular feedback on the submission of loan applications to manage
Desired Requirements Experience & Qualification- 3 year Tertiary Qualification (BCom) Majors Accounting; Economics
- 3 years Relevant credit assessment experience
- Thorough knowledge of the NCA CPA FICA and related credit regulatory requirements
- Good interpersonal skills
- Good written and verbal communication skills
- Ability to work under pressure
- Excellent Time Management
- Attention to detail and strong proven credit/financial analytical skill including
The salary bracket for the role is around R25k R35k CTC p/m. Note that it is the clients prerogative regardless of advertised package to offer a market related salary considering the candidates qualifications skills and level of experience.
Please apply online in the link provided. We do not consider CVs via Whatsapp or email. Required Experience:
IC