Are you a strategic thinker with deep credit risk expertise and a passion for responsible lending Were looking for aManager: Credit Evaluationsto play a pivotal role in credit decision-making portfolio risk management and client partnership across a diverse suite of lending products including business trade agriculture and commercial finance.
Duties & Responsibilities
Key Responsibilities:
Evaluate and approve business credit applications using sound financial principles and regulatory frameworks.
Conduct detailed financial analyses cash flow forecasting and affordability assessments.
Partner with business teams to identify growth opportunities aligned with risk appetite.
Attend client visits (virtual or in-person) to gain deep insights into business operations and funding needs.
Define facility conditions and mitigate risk through appropriate structuring.
Guide and mentor junior team members and support cross-skilling.
Provide proactive expert credit advice to internal stakeholders.
Youll Need:
ABCom degreein Finance Accounting or related field.
57 years experiencein business credit evaluation within banking or agricultural sectors.
Proficiency in interpreting financial statements understanding collateral structures and knowledge of legalities in credit lending.
Strong command of theNational Credit Actand other relevant regulatory frameworks.
Core Competencies:
Analytical decision-making and financial insight
Relationship-building with cross-functional teams and clients
Effective communication and documentation
Upholding governance and credit principles under pressure
Proactive process-improvement mindset
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