drjobs Senior Credit Manager - Agricultural

Senior Credit Manager - Agricultural

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1 Vacancy
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Job Location drjobs

Bloemfontein - South Africa

Monthly Salary drjobs

Not Disclosed

drjobs

Salary Not Disclosed

Vacancy

1 Vacancy

Job Description

Reference: NFP015827-HN-1

Manager Credit Evaluations

Are you a strategic thinker with deep credit risk expertise and a passion for responsible lending
Were looking for aManager: Credit Evaluationsto play a pivotal role in credit decision-making portfolio risk management and client partnership across a diverse suite of lending products including business trade agriculture and commercial finance.

Duties & Responsibilities

Key Responsibilities:
  • Evaluate and approve business credit applications using sound financial principles and regulatory frameworks.
  • Conduct detailed financial analyses cash flow forecasting and affordability assessments.
  • Partner with business teams to identify growth opportunities aligned with risk appetite.
  • Attend client visits (virtual or in-person) to gain deep insights into business operations and funding needs.
  • Define facility conditions and mitigate risk through appropriate structuring.
  • Guide and mentor junior team members and support cross-skilling.
  • Provide proactive expert credit advice to internal stakeholders.

Youll Need:
  • ABCom degreein Finance Accounting or related field.
  • 57 years experiencein business credit evaluation within banking or agricultural sectors.
  • Proficiency in interpreting financial statements understanding collateral structures and knowledge of legalities in credit lending.
  • Strong command of theNational Credit Actand other relevant regulatory frameworks.

Core Competencies:
  • Analytical decision-making and financial insight
  • Relationship-building with cross-functional teams and clients
  • Effective communication and documentation
  • Upholding governance and credit principles under pressure
  • Proactive process-improvement mindset


Required Experience:

Manager

Employment Type

Full-Time

About Company

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