Advanced Credit Risk Specialist
Advanced Credit Risk Specialist
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Job Description
Mollie is looking for a talented and motivated Credit Risk Specialist to join our Risk & Fraud department. Beyond technical skills were seeking someone who thrives in a collaborative environment contributes to a positive team culture and is driven to learn grow and improve how we work.
In this role youll play a key part in onboarding new merchants and monitoring our existing portfolio to detect and manage credit risk. Youll work closely with our commercial teams and have a direct impact on Mollies growth and value creation all while helping refine our processes and ensuring smooth information flow across the business.
What Youll Be Doing
Conduct full credit assessments for new merchants with clear risk-mitigating recommendations.
Continuously monitor existing portfolios (SMBs and Enterprises) and advise on credit limits or collateral adjustments.
Help improve internal credit risk models policies and processes.
Respond to internal and external stakeholders on credit risk matters.
Analyze financial statements to evaluate merchant health and risk to Mollie.
Assess a broad range of data business models credit scores bank statements processing history and peer benchmarks to develop a comprehensive risk profile.
Youll be part of a small focused team solving clearly defined challenges together.
What Youll Bring
At least 2 years of experience in commercial credit assessment or risk analysis.
Ability to thrive under autonomy.
Full proficiency in both German and English.
Strong understanding of financial statements and core accounting principles.
Experience with high exposure clients complex business models or high-risk sectors.
Familiarity with e-commerce verticals is a big plus.
Familiarity with payment services and methods an advantage.
Excellent analytical skills and a curiosity to understand how and why things work.
Ability to improve workflows and information sharing across teams.
A proactive team player with strong communication and interpersonal skills.
Academic background in finance accounting or a related field.
Full professional proficiency in English.
Bonus: Additional language skills such as Dutch or French are a strong advantage.
Why Join Mollie
A collaborative supportive and fast-paced team environment.
Real opportunities to influence key processes and grow professionally.
A workplace that values initiative transparency and mutual respect.
Required Experience:
Unclear Seniority
Employment Type
Full-Time
