Asset Based Lending Analyst Senior

The Asset Based Lending Analyst Senior is responsible for independently ensuring the integrity of collateral and loan information for an assigned portfolio of Asset Based Commercial and Business Banking Loan clients. Responsibilities include review analysis and reconciliation of Borrowing Base Certificate (BBC) and supporting documentation; processing of advances if necessary collateral updates; escalation of reporting exceptions; periodic work-up of ineligible collateral; interface with the borrower and internal operational units and credit and relationship management; review of field examinations and follow-up on recommendations with RMs/PMs; and compliance with stated policies and procedures.

Principal Duties & Responsibilities:

• Reviews and analyzes BBC and supporting documentation for accuracy and completeness; updates collateral information on collateral monitoring system and CNB Loan system; reconciles collateral loan and unapplied cash and excess availability between the collateral monitoring system CNB Loan system and BBC; independently identifies and resolves outstanding items.

• Monitors daily borrowing availability and processes advance requests of clients if needed; ensures all appropriate authorizations/approvals are obtained in accordance with policies and controls.

• Analyzes accounts receivable and inventory reports of clients and calculates/verifies ineligible collateral; reviews and incorporates audit findings relevant to the assigned portfolio.

• Independently monitors analysis and concludes ongoing portfolio risk exposure by identifying in own judgment and escalating suspicious/inconsistent activities reporting exceptions material variance overdraft over-formula issues and other matters of importance to the Bank.

• Serves as backup for other collateral Analysts; maintains up-to-date and well organized documentation and files.

• Develops and maintains solid working relationship with clients. Portfolio Managers and Relationship Managers and provides exceptional customer service; ensures operational excellence by maintaining accuracy internal control compliance communication and teamwork.

• Keeps knowledge current on operational procedures systems and controls.

• Complies with all applicable federal and state laws and regulations.

• 5-7 years collateral analysis/loan monitoring experience.
• 2-4 years ABL monitoring and/or Mortgage Warehouse monitoring.

• Proficient with a computer and software programs such Microsoft Word and Excel and familiarity with spread programs such as Moodys.

• Possesses knowledge in key areas of loan operations such as loan processing and loan approval and documentation.

• A high level of proficiency accuracy and performance in all tasks in required.

• Detail oriented with strong analytical and problem-solving skills.

• Self-Motivated team player with a high level of initiative accountability and adaptability.

• Ability to exercise prudent judgment to make decisions affecting both clients and the bank.

• Bachelors Degree in Business Administration or related field preferred.

• Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
• Please view Equal Employment Opportunity Posters provided by OFCCPhere.
• The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about discussed or disclosed their own pay or the pay of another employee or applicant. However employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information unless the disclosure is (a) in response to a formal complaint or charge (b) in furtherance of an investigation proceeding hearing or action including an investigation conducted by the employer or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c)
• Reasonable accommodation may be made to assist individuals with disabilities to complete the online application process. Please contact our Human Resources Department at or by e-mail at.