Portfolio Mgr II
Portfolio Mgr II
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$ 63830 - 136580
1 Vacancy
Job Description
As the leading line of business UMBs bottom line is directly impacted by the growth of ourCommercial& Industrial loanportfolio.The team consists of Portfolio Managers Underwriters Credit Analysts Treasury ManagementCommercial Card professionals and Capital Market partners. This team managesCommercial&Industrialrelationshipsthroughout its life developing meaningful connections with management of the companies they serve. Always mindful of the changes in the company its industry etc. over time that might create a change in their financial service needs.
The Portfolio Manager performs as the gatewaykeeperto newCommercial &Industrial loan deals and existing commercial loan relationships.Theycollaborateclosely withtheCommercial Relationship Manager/Sales Officerto better understand the client needs historical cash flowdata related to the performance of the companys past and industry data to qualify thecommercialclientsloan requests. The Portfolio Managers helps to facilitate the administrationofnew and existing loan accounts associated with our internal administrative team.With existing loan clients they monitor the deal to make sure the commercial loan is performing to the standard to which the loan is underwrittenidentify additionalexpansion opportunitiesmonitoring the covenants past due payments report and any exceptions. Another key responsibility is supporting the commercial underwriting pipeline bothnew and existingloanbusiness.Growth is important for the Portfolio Manager whether it is staying credit focused or moving intoaclient facing role. Playing the role ofproblem solverfor both clients and internal customers is key bothforinternal growth as well as the commercial banks loan growth.
How youll spend your time:
You willmanage and monitor the commercial portfolio recognizing and managing early warning signs for the portfolio on a recurring basis which may include but are not limited to the following: analyze borrower/guarantor financial performance upon receipt of reportingrequirementseither monthly quarterly or annually. Fully analyze and confirm borrowing base and financial covenant compliance analyze payment performance benchmarks and perform regular financial reviewsto ensure the client loan is performing to standards as underwritten.
Utilizing Microsoft Excel and Word you will underwrite new and existing loan business dissecting client relationships trends collateral short falls cash flow business and industry lists to ensure the business checks out for a potential commercial loan.
You will work closely with administrative staff to ensureall ofthe proper loan documentation is in place from a compliance perspective.
You willprovide recurring customer service to existing and prospective clients either through joint sales calls with Relationship Managers or direct correspondence with clients to ensure clarity to the loan relationship.
Were excited to talk with you if:
You have a bachelors degree in Business Accounting Finance or related fields
You have3yearsbanking or equivalent regulatory/bank policy experience including credit analysis
You have demonstrated knowledge of Commercial & Industrial lending
You demonstrate a strong level of credit underwriting
Compensation Range:
$63830.00 - $136580.00The posted compensation range on this listing represents UMBs standard for this role but the actual compensation may vary by geographic location experience level and other job-related factors. In addition this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information
UMB offers competitive and varied benefits to eligible associates such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical dental vision and other insurance coverage; health savings flexible spending and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
Are you ready to be part of something more
Youre more than a means to an enda way to help us meet the bottom line. UMB isnt comprised of workers but of people who care about their work one another and their community. Expect more than the status quo. At UMB you can expect more heart. Youll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing no matter what. And expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race color religion sex (including gender pregnancy sexual orientation and gender identity) national origin age disability military service veteran status genetic information or any other status protected by applicable federal state or local law. If you need accommodation for any part of the employment process because of a disability please send an e-mail to to let us know the nature of your request.
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Required Experience:
Manager
Employment Type
Full-Time
