VP Commercial Real Estate Lending Our mission is to create exceptional experiences for our customers that help them achieve their dreams and we seek extraordinary individuals with the talent and passion to help us bring those dreams to life. Are you looking for a fulfilling career with a dynamic company culture growth opportunities and the chance to make a real impact At North American Savings Bank (NASB) we pride ourselves on delivering top-notch customer service and financial solutions to support our customers achieve their dreams whether its buying their first home or planning for retirement. We believe exceptional customer service starts with an outstanding work culture that rewards hard work provides the right tools for success and values a healthy happy team. With over 92 years of success and continued growth NASB is seeking new team members eager to grow with us! Wearecurrently looking for a Commercial Real Estate (CRE) Loan Officer to join our team. Summary Description As a Commercial Real Estate (CRE) Loan Officer you will be responsible for sourcing evaluating originating and managing commercial real estate and income-producing loans with a strong emphasis on new acquisition and development financing. This role involves close collaboration with borrowers closers underwriters and various stakeholders to evaluate loan applications assess creditworthiness and structure loan deals that align with the banks lending standards and strategic objectives. The ideal candidate should possess a strong background in business development construction-development lending commercial real estate finance and understanding of credit and operational risks. Success in this position demands a combination of industry expertise leadership abilities and a customer-focused approach to effectively lead teams manage risks and drive business growth. What you can expect to work on... - Origination: Successfully source and originate new commercial real estate loan opportunities by actively prospecting and cultivating relationships with potential borrowers and developers.
- Credit Analysis: Conduct thorough financial analyses and credit assessments of loan applications to ensure creditworthiness and adherence to lending policies and risk tolerance.
- Loan Structuring: Develop tailored loan structures that meet the financing needs of borrowers while effectively mitigating risks for the bank.
- Portfolio Management: Manage an assigned loan portfolio including monitoring borrower compliance assessing property performance and taking proactive measures to mitigate credit risks.
- Collaboration: Collaborate effectively with internal teams including underwriting legal and closing/servicing departments to facilitate timely loan closings and ensure a smooth transaction process for borrowers.
- Communication: Exceptional communication and interpersonal skills with the ability to build and maintain relationships with borrowers colleagues and external stakeholders.
- Relationship Management: Cultivate and maintain strong relationships with clients industry professionals and referral sources to generate repeat business and new loan opportunities.
- Market Knowledge: Stay informed about market trends industry developments and regulatory changes affecting commercial real estate lending to inform decision-making processes and identify opportunities for growth.
What you offer us... Education: - Bachelors degree in finance business administration real estate or a related field
- Advanced degree or relevant professional certification (MBA CFA CCIM) is preferred
Experience: - Minimum of 10 years of experience in commercial real estate lending with a focus on originating and managing construction financing commercial real estate and income producing property-loans
- Proven track record of successfully originating and closing commercial real estate multifamily and/or income producing loans preferably within a National origination footprint
- Leadership experience preferred
Skills and Knowledge: - Strong negotiation and business development skills- with ability to overcome obstacles (Strong EQ)
- Strong understanding and experience in construction lending
- Strong understanding of construction and development financing commercial real estate lending including loan structuring underwriting principles markets and credit risk assessment techniques
- Excellent time management and organizational skills must be detail-oriented and thorough
- Ability to work effectively in a fast paced high production environment
Working Conditions: - This position is primarily in-office with remote work one to two days per week.
- Occasional out-of-market business travel for client visits conferences and/or business development
- Ability to adapt and navigate complex and at times fast-paced stressful transactions
Physical Requirements: - Ability to lift/carry up to 25 pounds occasionally
- Ability to remain stationary (sitting or standing) for prolonged periods
- Ability to conduct keyboard/computer work for extensive periods
- Ability to communicate clearly (understand/be understood) with customers in person or over the phone/computer
What we offer you... NASB offers competitive compensation and excellent benefits packages including: - Comprehensive health insurance options including medical dental and vision coverage.
- 401(k) retirement plan with immediate employer match.
- Generous paid vacation sick and personal days. Plus enjoy a bonus day off for your birthday!
- Exclusive mortgage and banking benefits.
- Paid holidays volunteer time off and free parking at NASB facilities.
- Employee referral bonuses and internal training programs to help reach your career goals.
If you have any questions please contact .Note: This job description should not be construed to imply that these requirements are the exclusive standards of the position. Incumbents will follow any other instructions and perform any other related duties as may be required. The employer has the right to revise this job description at any time. The job description is not to be construed as a contract for employment. North American Savings Bank (NASB) is an Equal Opportunity/Veterans/Disabled employer.
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