drjobs Bilingual Reverse Mortgage specialist

Bilingual Reverse Mortgage specialist

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1 Vacancy
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Job Location drjobs

Toronto - Canada

Monthly Salary drjobs

Not Disclosed

drjobs

Salary Not Disclosed

Vacancy

1 Vacancy

Job Description

Join a Challenger

Being a traditional bank just isnt our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options and we challenge ourselves and our teams to creatively transform whats possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing things. If youre not afraid of taking on big challenges and redefining the future you belong with us. Youll get to work with people who will encourage you to reach new heights. We like to keep things fun ask questions and learn together.
We are a big (and growing!) family. Overall we serve more than 670000 people acrossCanadathrough Equitable BankCanadasChallenger Bank and have been around for more than 50 years. Equitable Banks whollyowned subsidiary Concentra Bank supports credit unions acrossCanadathat serve more than six million members. Together we have over$125 billionin combined assets under management and administration with a clear mandate to drive change in Canadian banking to enrich peoples lives. Our customers have named our EQ Bank digital platform () one of the top banks in Canada on the Forbes Worlds Best Banks list since 2021.

The Work

    • The Mortgage Underwriter is responsible for negotiating recommending declining and in some instances approving mortgage applications within established guidelines to be secured by new or existing real estate. This must be done as efficiently as possible while exercising sound lending judgment and without compromising service and profitability.

The core responsibilities

    • On a daily basis review received mortgage applications along with supporting documentation and negotiate terms with the mortgage broker decline the applications recommend the applications for approval and in some instances approve the applications. Ensure that approved deals close as scheduled and as efficiently as possible by following up on outstanding conditions/documents and ensuring compliance with established guidelines. (50%)
    • Follow up with brokers on a daily basis on issued mortgage commitments to ensure the efficient closing of mortgage files. (20%)
    • On a daily basis provide the highest level of internal and external customer service while fielding mortgage broker inquiries and maintaining broker relationships. (20%)
    • On a daily basis provide underwriting expertise to mortgage brokers clients and coworkers and maintain an up to date knowledge of company policies procedures and products. (10%)

Lets talk about you!

    • Bilingual (French and English)
    • Sound thinker with the ability to multitask
    • Excellent attention to detail
    • Sound knowledge of AML & ATF practices
    • Established and meticulous organizational skills
    • Excellent time management analytical and problem solving skills
    • Ability to make decisions under pressure
    • Proven ability to thrive in a constantly changing environment and to perform well in a high volume high intensity environment
    • Highly developed verbal and written communication skills with the ability to respond in a clear concise and professional manner
    • Displays pride in providing superb customer service
    • 2 years mortgage experience in the alternative mortgage market
    • Proficiency in MS Office (mainly MS Word and Excel)
    • Completion of a postsecondary degree preferably in a financial field
    • Knowledge of fraud risk in the mortgage industry and the ability to address concerns relating to suspected misrepresentation is required
What we offer For fulltime permanent roles
Competitive discretionary bonus
Market leading RRSP match program
Medical dental vision life and disability benefits
Employee Share Purchase Plan
Maternity/Parental topup while you care for your little one
Generous vacation policy and personal days
Virtual events to connect with your fellow colleagues
Annual professional development allowance and a comprehensive Career Development program
A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience

The incumbent will be working hybrid and in office time will be spent working from Equitable Banks additional office space located at 220025 Ontario Street Toronto ON.
Equitable Bank is deeply committed to inclusion. Our organization is stronger and our employees thrive when we honour and celebrate everyones diverse experiences and perspectives. In tandem with that commitment we support and encourage our staff to grow not just in their career path but personally as well.

We commit to providing a barrierfree recruitment process and work environment for all applicants. Please let us know of any accommodations needed so that you can bring your best self to the application process and candidates considered for hire must successfully pass a criminal background check and credit check to qualify for hire. While we appreciate your interest in applying an Equitable recruiter will only contact leading candidates whose skills and qualifications closely match the requirements of the position.
We cant wait to get to know you!

Required Experience:

Unclear Seniority

Employment Type

Full-Time

Company Industry

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