Director Community Finance Capital Officer

External Affairs works with many external and internal stakeholders to envision and create a world of greater socioeconomic opportunity through advocating for an inclusive society building thriving communities and creating financial tools that enrich lives. Our teams include Communications Community Impact and Investment Community Finance CRA Strategy and Program Management the Government and Political Affairs Group Regulatory Relations and Strategy and Engagement. Through our teams we have unparalleled access to a diverse group of motivated changemakers similarly focused on the ingredients for a more perfect future. We focus on innovation and opportunity on long term well being for our associates customers and communities. We dream in disruption at scale especially for those who have been underserved. This is the language of changing things for the better of the future andof Capital One.

Community Finances commitment to impact is clear. In 2022 the company provided more than $7.19 billion in community development loans and we have been an industry leader in community development lending for many years. Our Community Finance team is one of the top providers of affordable housing opportunities in banking. Since its inception Capital One has invested almost $17 billion in affordable housing and provided financing for more than 160000 affordable housing units. As we continue to build our commitment to our customers and communities we would like for you to consider being part of this very special team.

The Opportunity and Role:

Capital Ones Community Finance team originates debt and equity to support affordable housing development. Community Finance provides debt financing and invests in low income housing credits through proprietary and multi equity funds. The Capital Officer team is primarily responsible for managing relationships with developers and other industry stakeholders. Capital Officers market our products understand the competitive landscape and market needs identify opportunities that align with Capital Ones overall strategy and elevate market intelligence to key partners in External Affairs and across the company.

We are seeking a passionate motivated emotionally intelligent Director to lead and inspire a team of associates focused on sourcing strategyaligned multifamily housing development opportunities. Your team will enhance our understanding of communities and Capital Ones opportunities to promote socioeconomic mobility. Through your knowledge influence and people leadership you will build upon our strong industry reputation while challenging the status quo and ushering our team into its next chapter of impact and innovation.

We are looking for a leader who is:

• Wired for Collaboration and Connection. You thrive in a matrixed organization because you know that together we can do better.

• Obsessed with building and cultivating relationships. You love the chance to share your perspective to hear the perspectives of others and to figure out how teams can collaborate.

• Intellectually Curious with a strong Point of View (POV). You ask why you explore youre comfortable with ambiguity youre hungry to learn and a seeker of new challenges. You use this curiosity to develop and then refine and refine and refine your POVs.

• A Doer. Youre biased toward action you try things and sometimes you fail. You can get around your own roadblocks and you remove obstacles for your team to stay focused on enterprise goals.

Primary Responsibilities Include:

Leadership and Innovation:

• Lead your team in bestin class management of relationships; develop and maintain the companys relationships with existing clients and industry stakeholders; gather market intelligence by forging deep relationships; understand how Capital One shows up in our local communities and how we can help move the needle on socioeconomic mobility.

• Harness your teams market intelligence to bring insights to broader External Affairs shaping perspectives and informing investment decisions; share intelligence with peers across the company to deepen our shared understanding promote collaboration and maximize impact

• Collaborate with executive leaders your team and other key stakeholders to establish business goals plan portfolio growth manage new and existing relationships and perform proper prequalification structuring and pricing of debt and proprietary investments

• Lead across the organization to manage risk support new business initiatives and continuously wellmanaged processes

• Help craft a shared vision for the future leveraging your expertise leadership and influence to provide clarity in complex situations inspire breakthrough innovation and drive results

• Adopt an enterprise mindset in strategy development and implementation considering both the internal and external landscape

• Proactively embrace and lead through change with candor and optimism

• Evolve to meet new and emerging opportunities and challenges including enabling a try test and learn team culture

• Innovate and find efficiencies in the application of data and technology to support business opportunities

• Stay informed and demonstrate subject matter expertise including attending and participating in industry workshops conferences etc.

Talent Development:

• Attract develop and retain a diverse team engaged in the sourcing and initial vetting of strategyaligned deals

• Foster an inclusive positive team environment of trust collaboration and effective challenge.

• Develop coach and inspire associates to reach their goals including providing timely specific actionable feedback facilitating relevant growth opportunities and managing performance

• Appreciate reward and elevate great performance in accordance with company values

Excellence & Risk Management:

• Manage risks ensure data integrity and promote an overall wellmanaged environment

• Maintain overall responsibility for deal structure and economics; originate and follow transactions through closing working closely with Credit Underwriting Loan Administration and other key partners throughout

• Regularly evaluate and contribute to the improvement of our processes; always look to drive simple scalable impact and durable results

• Maintain a strong working knowledge of the bank its customers portfolio exposure competitive environment economic trends and policies

• Partner with business and Community Finance functions to foster an environment of open dialogue around risk tolerance and credit appetite

• Partner seamlessly with internal and external teams to develop and meet key milestones throughout the deal lifecycle

• Coordinate with various Community Finance functional teams and other departments in the servicing of client relationships

Basic Qualifications:

• Bachelors degree or military experience

• At least 8 years of experience in client management business development or financial services

• At least 3 years of experience with community development lending or investments

• At least 3 years of people leadership experience

Preferred Qualifications:

• MBA or Masters degree in Finance preferred

• 10 years of experience in affordable housing community development or Low Income Housing Tax Credit (LIHTC)

• 5 years of people leadership experience

• 5 years of market analysis experience

At this time Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum fulltime annual salaries for this role are listed below by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for parttime roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.

Capital One offers a comprehensive competitive and inclusive set of health financial and other benefits that support your total wellbeing. Learn more at theCapital One Careers website. Eligibility varies based on full or parttime status exempt or nonexempt status and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position and you require an accommodation please contact Capital One Recruiting ator via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital Ones recruiting process please send an email to

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).