Corporate Lending Director - Charles Street
Corporate Lending Director - Charles Street
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Job Description
As our Corporate Lending Director you will work as part of our Charles Street division which operates with great success supporting professional property developers investors and SMEs to access bespoke funds for a wide variety of property based lending including Bridging finance Buytolet commercial mortgages Development Loans and subcharge loans.
This role will principally be focused on managing the subcharge product and business. With oversight and management of our Subcharge and corporate portfolio clients you will support the business to make good lending decisions both for subcharge and direct corporate clients.
As our Corporate Lending Director we are looking for someone to:
- Manage the Charles Street subcharge business: including the review and onboarding of new customers and relationship management of existing customers
- Ensure the successful management of the subcharge portfolio evaluating and approving loan applications on a casebycase basis. Coordinating audits supporting processes and policies to ensure efficient and effective operations. Supporting the legal and onboarding process from inception through to completion
- Portfolio manage all subcharge clients attending regular meetings with their principles and evaluating their credit worthiness and our appetite to continue support to those clients
- Have oversight of the underwriting process for both subcharge and direct corporate lending; supporting the assessment and underwriting of larger complex loan applications. Providing guidance to the team to support sound lending decisions
- Manage the application and performance of aggregate credit limits (ACLs) across portfolio accounts both directly with Charles Street and the subcharge lenders
- Keep and produce accurate data and MI to ensure all clients are appropriately managed and monthly reporting can be provided to the MD to help and support the strategic direction of the business
- Support the Managing Director with the growth and risk management of the subcharge business
- Work closely with the whole team consisting of underwriting and portfolio divisions to ensure clients receive best in class service levels and our company reaches its targets of steady and safe growth with minimal risk
Qualifications :
Essential
- Lending/underwriting experience across residential and commercial assets
- Experience of working in the specialist lending / bridging industry
- Strong understanding of credit risk management principles across the credit lifecycle
- Relationship management experience
- Leadership experience of managing/working as part of a high performing corporate lending team
- Ability to influence at all levels
If you feel you have some of the skills mentioned above but not all please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.
Additional Information :
Together embraces diversity and inclusion and are proud to be an equal opportunity workplace. Not only do we welcome difference we celebrate it support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds perspectives and skills.
If you feel youd benefit from any support or reasonable adjustments during any stage of the recruitment process please dont hesitate to let us know when completing your application. This information will be picked up by our team so we can try and put steps in place to help you be at your best through this process.
Please note that all successful applicants will undergo relevant employment reference financial and criminal record checks.
Remote Work :
No
Employment Type :
Fulltime
Employment Type
Full-time
