drjobs Director Debt Finance - Operational Real EstateHealthcare

Director Debt Finance - Operational Real EstateHealthcare

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1 Vacancy
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Job Location drjobs

Birmingham - UK

Monthly Salary drjobs

Not Disclosed

drjobs

Salary Not Disclosed

Vacancy

1 Vacancy

Job Description

The Directors mission is to independently originate highquality new deals that align with OakNorths focus on supporting ambitious entrepreneurs and profitable growing businesses across the North of England. This role involves taking full endtoend ownership with a strong emphasis on maintaining credit discipline and ensuring customer delight .Play a key role in embracing / living OakNorths entrepreneurial attitude.

You will:

    • Originate structure execute transactions that meet the lending requirements of OakNorth
    • Manage and further develop existing customer relationships along with identifying new relationships and opportunities in the market
    • Work as part of a team on the of corporate finance / real estate / property / trading business transactions
    • Build the profile of Bank in the external market with for example SMEs KBIs Advisors and Private Equity firms
    • Assess appropriate organic and inorganic growth opportunities for OakNorth Bank in the market
    • Spread financial accounts and financial modelling
    • Analyse financial accounts and manage information and prepare credit memorandums
    • Analyse financial models including forecasted cash flows and sensitivities to assess debt capacity and repayment
    • Ensure transaction are documented in accordance with credit approved terms and credit sanctions
    • Meet team and individual targets including profit credit quality new customers retention and customer satisfaction
    • Have an overview of ongoing relationship management and client experience
    • Drive innovation in the product proposition to improve customer experience levels whilst maintaining asset quality
    • Ensure high level of customer experience at all times
    • Meet team and individual targets set by OakNorth ExCo CEO and the Board
    • Structure transactions appropriately and prove full credit reports to sanctioning authority
    • Maintain close relationships with customers and reporting to Credit in line with policy in a timely manner
    • Act in accordance with OakNorth Banks values at all times

You have:

    • In depth understanding and network of SME lending Operational Real Estate and the Healthcare market within the North of England
    • Excellent communication and customer facing skills
    • Good understanding of business processes strategy and credit policies
    • Strong credit financial analysis and modelling skills including the ability to write good quality structured credit papers
    • Experience in the analysis of senior stretched senior and mezzanine cashflow unsecured transactions
    • Legal documentation skills
    • Experience in presenting credit case internally to a credit committee
    • Strong problem solving ability
    • Degree in Finance / Commerce or equivalent
About Us
Were OakNorth Bank and we embolden entrepreneurs to realise their ambitions understand their markets and apply data intelligence to everyday decisions to scale successfully at pace.
Banking should be barrierfree. Its a belief at our very core inspired by our entrepreneurial spirit driven by the unmet financial needs of millions and delivered by our datadriven tools.
And for those who love helping businesses thrive Our savings accounts help diversify the high street and create new jobs all while earning savers some of the highest interest on the market.
But we go beyond finance to empower our people encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed.
Our story
OakNorth Bank was built on the foundations of frustrations with oldschool banking. In 2005 when our founders tried to get capital for their data analytics company the computer said no. Unfortunately all major banks in the UK were using the same computer and it was broken.
Why was it so difficult for a profitable business with impressive cashflow retained clients and clear commercial success to get a loan
The industry was backwardlooking and too focused on historic financials rather than future potential.
So what if there was a bank founded by entrepreneurs for entrepreneurs One that offered a dramatically better borrowing experience for businesses
No more what ifs OakNorth Bank exists.

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Director

Employment Type

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